UseBudget – Personal Budget

Take back control of your money — without ever handing over your bank login.

UseBudget never connects to your bank: you import your own statements (OFX, QFX, CSV), the app sorts them and shows what you will have left at the end of the month. 30-day free trial.

NEW
• Multi-currency: an account in the US, another in the UK? Each account in its own currency, your totals converted at the ECB reference rate, and cross-currency transfers at the amount actually received. Included in Base.
• Demo without an account: try the app on sample data, without giving your email.
• Statement reconciliation, CSV export, yearly budget view, calculations right in amount fields (12+8.50).
• Overspend alerts and a weekly email summary, monthly PDF report (Analytics add-on): each with its own switch, nothing on by default.

WHAT YOU CAN DO
• Import your statements in seconds, duplicates detected automatically.
• Categorise automatically with rules (keyword, amount) — and, with the Analytics add-on, from the history of your choices.
• Budget with envelopes: income, fixed costs, variable spending, extras.
• Look ahead: your forecast balance at month end, and over 3, 6 or 12 months.
• Split a receipt across categories, attach a planned expense to the statement line.
• Track savings projects and prepare recurring payments (rent, salary, subscriptions) with the Analytics add-on.

PRICING
30-day free trial (card required, no charge before the end). Base €9.99/month, Complete €13.99/month, Advanced Analytics add-on €4.99/month. No commitment.

YOUR ACCOUNT
One Marolya account gives you access to UseBudget and to the other apps in the Marolya family. Sign-in happens on marolya.fr, the app's publisher. Your UseBudget data stays in UseBudget.

YOUR DATA
Hosted in Europe. No advertising. No data resale.
You can erase your UseBudget data at any time from the app. Deleting your ENTIRE Marolya account — the login and the other apps — is done on marolya.fr.
Your data is not kept forever: after a year without visiting, you are notified by email, reminded two days before the deadline, then it is erased. Signing in is enough to cancel everything.

Marolya — RCS 824 330 054 Angers (France)