Kharch: Expense Tracker

Kharch — Track Your Expenses, Your Way

Kharch (खर्च) is a fast, offline-first expense tracker built for people who want real clarity on where their money goes — without the clutter of ads or a complicated setup.

Use it fully offline as a guest, or sign in to sync your data across devices. The choice is yours.

📝 Effortless Expense & Income Tracking
Log every expense with a description, amount, category, and date in seconds. Track income with sources that auto-suggest as you type, so repeat entries take one tap.

🎯 Need, Want, or Investment?
Every expense gets classified as a Need, Want, or Investment — giving you instant clarity on whether your spending matches your priorities, not just a raw category breakdown.

📊 Analytics That Actually Help
Your Home screen shows category-wise spending, Need vs Want vs Investment splits, and income vs expense trends — filterable by this month, last 3 months, last 6 months, this year, or any custom date range.

🗂️ Custom Categories
Start with 16 ready-made categories or create your own. Edit or remove categories anytime — your past analytics stay accurate even if a category is later deleted.

📜 Complete History
A single chronological timeline of every expense and income entry, fully editable at a glance.

☁️ Optional Cloud Sync
Sign in with Google or your phone number to back up your data and pick up right where you left off on a new device. Prefer to stay fully offline? Skip sign-in entirely — Kharch works completely as a guest, with your data kept only on your device.

🌗 Light & Dark Mode
Switch between Light, Dark, or System theme — your choice is remembered every time you open the app.

💰 Indian Rupee Native
Amounts are displayed in ₹ with proper Indian digit grouping, built for how Indians actually track money — with a smart confirmation prompt for unusually large entries to help catch typos.

🔒 Your Data, Protected
As a guest, nothing ever leaves your device. If you choose to sign in, your data is securely synced and isolated to your account only — never shared, sold, or used for advertising.

Whether you're replacing a messy Excel sheet, trying to build better spending habits, or want the flexibility to switch between offline privacy and cross-device convenience — Kharch adapts to how you want to track your money.

Download Kharch today and get on top of your Kharch.