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About เงินเหลือในกระเป๋า

Money in Your Pocket is a lending service platform operated by YUANYI TECHNOLOGY COMPANY LIMITED and licensed by T OFFMONEY KAMPHAENGPHET CO., LTD., which holds a legally valid pico license in Thailand.

Money in Your Pocket is an online lending app for users in Thailand, focusing on providing safe, transparent, and efficient lending services.
Through an intelligent assessment system and a simple application process, users can easily access the funds they need, while ensuring that interest rate information is open and transparent.

Product Highlights:
Clear and easy-to-understand application process; convenient to use.
Supports various repayment options, helping users plan their finances effectively.
Fee rates are determined according to local laws and regulations, ensuring accuracy and transparency.

Loan Information
Loan Amount: 10,000 - 30,000 THB (Actual amount depends on the platform's approval)
Loan Term: 91 days to 365 days
Annual Interest Rate (APR): 12% - 21.9%, maximum 21.9%

Example Loan Details
Assuming you apply for a loan: Loan amount ฿10,000, due in 150 days Daily APR = 21.9%
Loan Amount: ฿10,000
Loan Term: 150 days
Annual Interest Rate: 21.9%

Calculated as follows:
Daily Interest Rate = 21.9% ÷ 365 = 0.06%
Installment Payments (3 installments, every 50 days):
Installment 1 (50 days)
Principal: ฿10,000 × 33% = ฿3,300
Interest: ฿10,000 × 21.9% ÷ 365 × 50 = ฿300.00
Amount Due: ฿3,300 + ฿300.00 = ฿3,600.00
Installment 2 (50 days)
Principal: ฿10,000 × 33% = ฿3,300
Interest: ฿300.00
Amount Due: ฿3,300 + ฿300.00 = ฿3,600.00
Installment 3 (50 days)
Principal: ฿10,000 × 34% = ฿3,400
Interest: ฿10,000 × 21.9% ÷ 365 × 50 = ฿300.00
Amount Due: ฿3,400 + ฿300.00 = ฿3,700.00

Total Payment
Total amount due = Installment 1 + Installment 2 + Installment 3 = ฿3,600.00 + ฿3,600.00 + ฿3,700.00 = ฿10,900.00

Contact Us
Customer Service Email: [email protected]
Company Address: 47/320, 5th Floor, Room 5044, Popular Road, Ban Mai Subdistrict, Pak Kret District, Nonthaburi Province

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