Wealth Wiser

Wealth Wiser is a free salary planner and daily money tracker, made for Pakistan by YT Doctor Finance.

Plan on payday. Log in 10 seconds. See at a glance: am I okay this month?

YOUR ROAD TO WEALTH
• Your whole month in one picture: income flows into your spendable money, spending flows out to Needs, Wants and Giving
• Your savings drive up a road: first to your emergency fund, then on to your wealth city
• Every asset is a building in your wealth city, and it grows as you save
• What you owe sits in a pit under the tank, so you never forget it
• Tap any part to see the details, right down to each entry

PLAN YOUR SALARY
• Set a savings goal first, then see what is left for daily life
• Rent, bills, school fees, committee and card bills on one month ring with their due dates
• "Safe to spend today": one number after your bills and savings are taken out

LOG IN 10 SECONDS
• Big number pad, your categories, cash, bank, JazzCash, Easypaisa or card
• Needs and wants are sorted for you
• A gentle 9 PM reminder: "Aaj ka hisaab"

INSIGHTS THAT MAKE SENSE
• Plan vs actual: what needs attention comes first, in plain words ("600 over", "2,800 left")
• Out of every Rs 100: where your salary really went
• Spending calendar and your pace for the month
• Leak finder: what small habits like food delivery cost you in a year

BUILD YOUR SAFETY FUND
• Three clear levels: 2, 4 and 6 months of your bare-minimum living cost
• A smart split between safety and investing that changes as your fund grows

MONTHLY REPORT CARD
• A grade for your month, your biggest overspend and your best category
• Share it on WhatsApp, with amounts hidden if you like

YOUR DATA STAYS ON YOUR PHONE
• No sign-up, no login, no bank linking
• We cannot see your money data
• Optional backup to your own Google Drive (a hidden folder only the app can use)
• Hide your total wealth when you open the app in public

Free, no ads.

Wealth Wiser is an educational tool by YT Doctor Finance. It is not financial advice and does not recommend specific stocks, funds or companies.

Privacy policy: https://ytdoctorfinance.com/wealth-wiser-privacy/
Website: https://ytdoctorfinance.com