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  • EMI & SIP Master screenshot 1
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About EMI & SIP Master

EMI & SIP Master – Smart Finance Calculator

EMI & SIP Master is a powerful and easy-to-use financial calculator app designed to help you make smarter money decisions. Whether you are planning a loan, investing in SIP, or calculating returns on lumpsum investments, this app gives you accurate results instantly.

πŸ”’ Key Features

βœ… EMI Calculator
Calculate monthly EMI for home loan, car loan, or personal loan with interest breakup.

βœ… EMI Prepayment Calculator
See how part payments reduce your EMI or loan tenure and how much interest you save.

βœ… Loan Eligibility Calculator
Check how much loan you are eligible for based on your income and existing EMIs.

βœ… EMI Amortization Schedule
View a detailed month-wise loan repayment table with principal, interest, and balance.

βœ… SIP Calculator
Calculate future value of monthly SIP investments.

βœ… Lumpsum Investment Calculator
Estimate returns on one-time investments.

βœ… SIP vs Lumpsum Comparison
Compare SIP and lumpsum investments to decide what suits you best.

βœ… Goal Planner
Plan your financial goals and find the required SIP or lumpsum investment to achieve them.

πŸ“Š Visual Charts
Simple charts help you understand invested amount vs wealth growth clearly.

πŸ’‘ Why EMI & SIP Master?

βœ” Accurate finance formulas
βœ” Simple & clean user interface
βœ” 100% offline – no internet required
βœ” No login required
βœ” Free to use
βœ” Suitable for beginners and professionals

🏦 Best For

Home Loan EMI calculation

Car Loan & Personal Loan planning

SIP & Mutual Fund investors

Financial goal planning

EMI prepayment analysis

πŸ” Privacy First

Your data stays only on your device.
We do not collect, store, or share any personal information.

Download EMI & SIP Master today and take control of your financial planning!

What’s new

Version 1.0.0 Β· Updated February 14, 2026

Initial release of EMI & SIP Master. β€’ EMI Calculator with principal, interest and payment breakup β€’ EMI Prepayment calculator (reduce EMI or tenure) β€’ Loan Eligibility calculator β€’ EMI Amortization schedule β€’ SIP Calculator with growth chart β€’ Lumpsum Investment calculator β€’ SIP vs Lumpsum comparison β€’ Goal Planner for SIP and Lumpsum β€’ Clean, modern dark UI β€’ Offline calculations with no data collection

Alternatives to EMI & SIP Master

Looking for apps like EMI & SIP Master? Here is 1 similar Android app on Google Play.

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EMI & SIP Master – Free 10+ Feb 14, 2026
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