WorthSync: Net Worth Tracker

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Know exactly what you're worth — without handing your bank password to anyone.

WorthSync is a manual net worth tracker for people who want a clear, honest
picture of their finances. You add your accounts, you enter the balances, and
WorthSync builds the ledger, the charts, and the projections. No bank linking.
No aggregator. No third party quietly reading your transactions.

WHAT YOU CAN TRACK
• Cash, checking and savings accounts
• Investments, retirement and brokerage balances
• Property, vehicles and other assets
• Mortgages, loans, credit cards and every other liability
• Custom categories you rename, add or delete — nothing is hardcoded

YOUR NET WORTH OVER TIME
Every balance you enter becomes a dated snapshot. WorthSync turns that history
into a real trend line: month over month change, year over year growth, and a
breakdown of exactly which accounts moved the number. Snapshots are dated by
you, so a balance from the 3rd counts as the 3rd — the math normalizes to
period boundaries so your growth figures stay accurate.

FAST BALANCE ENTRY
Update every account in one pass. WorthSync remembers what you entered last
time, flags what's stale, and reminds you when it's time for a new snapshot.
Entry works offline — your updates queue on device and sync when you're back.

DEBT PAYOFF THAT ACTUALLY SIMULATES
Compare snowball and avalanche side by side using a real rollover engine, not
a rough estimate. See your payoff date, total interest, and what an extra
monthly payment does to both.

GOALS AND PROJECTIONS
Set savings and net worth goals and watch progress track against them. Project
your wealth forward from your own contribution rate and growth assumptions,
including retirement outlook — built from your actual snapshot history rather
than a generic calculator.

SHARE WITH YOUR HOUSEHOLD
Invite a partner or family member and see a combined net worth alongside your
own. Every account carries its own visibility setting — private, shared
read-only, or shared full access — so you decide exactly what the other person
sees. Toggle between My Net Worth, Shared, and Combined at any time.

BUILT PRIVATE
• No bank credentials, ever — WorthSync never asks for one
• Balances encrypted at rest at the field level
• Local cache on your phone is encrypted and wiped on sign out
• Export your full history to CSV whenever you want
• Delete your account and your data goes with it

PLANS
Solo is free: private accounts, snapshot reminders, goals, CSV export.
Household adds shared visibility, the monthly recap email, and advanced
analytics.

WorthSync syncs with the web app at app.worthsync.com — enter a balance on your
phone, see it on your laptop.

Start tracking your net worth today. It takes about five minutes to add your
accounts, and about sixty seconds a month after that.