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About Fino.lk

Need financial assistance for everyday expenses, medical bills, or special occasions? Fino.lk offers hassle-free personal loans of up to 150,000 LKR, right at your fingertips. Whether you’re looking for a quick loan for an emergency or to cover personal needs, Fino.lk is here to support you!
Key Features:
Fast & Easy Loan Application: Apply for a loan directly from your phone or computer, anytime, anywhere.
Quick Approval & Response: Receive your loan to your bank account within 10 minutes, faster than anyone. No waiting, no delays!
Hassle-Free process: We do not require any collateral, guarantors or upfront payments. Only have you NIC ready.
Flexible Loan Terms: Loans up to 150,000 LKR with repayment terms that fit your needs.

Why Fino.lk?
Rapid Response: Our system is designed for speed. Get an instant response and a loan decision in no time.
Friendly Customer Service: Have questions? Our 7-day customer service team is ready to assist you throughout the loan process.
User-Friendly App: Enjoy an intuitive, easy-to-navigate app that makes applying for a loan simple and stress-free.

Supported Platforms:
Available for Android Phones and accessible through the website for laptop users.
Languages Supported:
Choose between Sinhala and English for convenience.

Pricing & Transparency:
Free to apply with no hidden fees. Apply, get approved, and receive your loan directly in your account.

Permissions You’ll Need to Grant:
Location: To verify your loan and ensure correct processing.
Camera: For document verification, ensuring your loan is processed smoothly.

Product description
Loan amount: 3,000 to 150,000 LKR
Loan term: 3 -12 months
APR: 1%-1087%
Onboarding fee of 200 LKR applied for new customers
Late payment fees: 10% accrued on 3rd, 6th, 11th, 16th and 30th day after the Due date.

Example of cost calculation for the 1st loan for 6 months:
Principal amount: 20,000 LKR
Onboarding fee: 200 LKR
Service fee: 0 LKR
Total amount to repay: 20,200 LKR (APR 1%)
Example of cost calculation for Repeated loan for 9 months:
Principal amount: 50,000 LKR
Service fee: 310,500 LKR
Total amount to repay: 360,500 LKR (APR 828%)

Legal Information:
By using Fino.lk, you agree to our Terms & Conditions and Privacy Policy.
*S F Group LIMITED*
No. 341/5, M & M Center, Level 01, Kotte Road, Rajagiriya.