證好過 − 金融證照題庫

Zhenghaoguo is the most comprehensive question bank and practice app for financial certifications: 12 certifications, 24 subjects, and over 4,100 questions, specifically designed for "Securities Broker Qualification Exam," "Senior Securities Broker Qualification Exam," "Futures Broker Qualification Exam," "Investment Trust and Consulting Broker Qualification Exam," "Sustainable Development Basic Ability Test," "Financial Technology Knowledge Test," "Trust Business Professional Test for Trust Industry Personnel," "Bank Internal Control and Internal Audit Test (General Finance)," "Bank Internal Control and Internal Audit Test (Consumer Finance)," "Entry-Level Foreign Exchange Personnel Professional Ability Test," "Financial Planning Personnel Professional Ability Test," and "Senior Financial Planning Consultant Qualification Exam." Practice with official past exam questions and enjoy AI-powered, easy-to-understand explanations for every question.

Why choose Zhenghaoguo? Most financial certification question banks on the market only provide answers and rarely offer explanations. The focus is on "understanding": each question comes with a detailed AI-generated explanation in plain language, explaining why it's right or wrong, helping you truly memorize the concepts. Calculation problems for securities brokers, senior securities brokers, futures brokers, and investment advisors are explained step-by-step, showing the formulas without rote memorization.

■ Official Past Exam Questions, Free to Practice As Much as You Want
Twelve certification question banks are available: Securities Broker (Securities Trading Related Laws and Practices + Securities Investment and Financial Analysis), Senior Securities Broker (Investment + Financial Analysis + Securities Trading Related Laws and Practices), Futures Broker (Futures Trading Laws + Futures Trading Theory and Practice), Investment Trust and Consulting Broker (Investment Trust and Consulting Related Laws + Securities Investment and Financial Analysis + Securities Trading Related Laws and Practices), Sustainable Development Test, Financial Technology Competency, Trust Industry Business Personnel (Trust Laws + Trust Practices), Bank Internal Control and Internal Audit (General Finance and Consumer Finance, Internal Control Laws + Internal Control Practices), Junior Foreign Exchange Personnel (International Foreign Exchange + Import and Export Foreign Exchange), Financial Planning Personnel (Financial Tools + Financial Planning Practices), Senior Financial Planning Consultant (Section 1 + Section 2, Sections but No Subject Division). Questions are taken from past exams (retro questions) published by the organizer in accordance with laws and regulations, organized by official chapters and units. Correct and incorrect answers are displayed immediately after completion, suitable for practicing during commutes or lunch breaks.


■ AI-Powered Plain Language Explanation (Core Differences) Each question comes with a plain language explanation, clarifying the concepts and clarifying the correctness of each option. The detailed explanations are built into the app and can be viewed offline, without an internet connection. This is something typical question bank apps don't offer.

■ Error Notebook Incorrectly answered questions are automatically added to the error notebook. If the same question is answered correctly twice, it's automatically removed, allowing you to focus your time on questions you haven't yet mastered.

■ Mock Exams The exams will be formatted and timed according to the official question count and time limits for each test (50 questions each for Securities Brokerage and Senior Brokerage; 50 questions each for both Futures Brokerage and Futures Consulting; 50 questions each for all three Investment Trust and Investment Consulting; 50 questions for Trust Regulations (60 minutes); 80 questions for Trust Practice (90 minutes); 50 questions for Internal Control Regulations (60 minutes); 80 questions for Internal Control Practice (90 minutes); 50 questions for International Foreign Exchange (60 minutes); 80 questions for Import and Export Foreign Exchange (90 minutes); 50 questions for Financial Instruments (60 minutes); 50 questions for Financial Planning Practice (90 minutes); and 60 questions for each of the first and second sessions for Senior Financial Planning Consultants (90 minutes). All scores will be based on the official allocation. Senior Financial Planning Consultants must achieve an average score of 70 points across both sessions. Securities Brokerage and Senior Brokerage exams will be graded on a total score basis, with no individual subject score below 50 points. Futures Brokerage exams will have a total score of 140 points across both subjects, with no individual subject score below 60 points. (For investment advisory salespersons, a total of 210 points across three subjects, with no individual subject score below 50), familiarize yourself with the exam pace and identify weak sections beforehand.

■ Prioritize High-Frequency Questions: Questions are sorted by frequency of appearance. If time is limited, focus on the most frequently tested questions for higher efficiency.

■ Synchronized Progress Across Three Devices: Start practicing anonymously by default, no registration required. To synchronize across devices, link your Google account; progress is shared across phones, tablets, and web browsers, and incorrect answers and saved questions are all saved.

Who is this suitable for?

* Securities brokers and investment advisory professionals preparing for the Securities Broker Qualification Exam (Securities Regulations, Securities Investment and Financial Analysis) – One of the most popular certifications in the financial industry.

* Securities professionals preparing for the Senior Securities Broker Qualification Exam (Investment, Financial Analysis, Securities Regulations) – A common requirement for promotion and salary increases.

* Futures brokers and futures managers/advisors preparing for the Futures Broker Qualification Exam (Futures Trading Regulations, Futures Trading Theory and Practice).

* Investment advisory, investment consulting, and fund sales professionals preparing for the Investment Advisory Broker Qualification Exam (Investment Advisory Related Regulations, Securities Investment and Financial Analysis, Securities Trading Related Regulations and Practice) – Those already holding advanced qualifications only need to take the regulations exam.

* Financial professionals and employees of listed companies preparing for the Sustainable Development Foundation Competency Test (ESG related).

* Banking, finance, and information technology professionals preparing for the Financial Technology Knowledge Test.

This exam is designed for:
* Bank and trust industry professionals preparing for the Trust Business Professional Test (Trust Laws and Regulations, Trust Practices)
* Bank professionals preparing for the Internal Control and Internal Audit Test (General Finance or Consumer Finance, Internal Control Laws and Regulations, Internal Control Practices) – This certificate is required for all levels of management with approval authority before taking office; the Consumer Finance category is optional for credit card, consumer loan, and collection departments.
* Bank foreign exchange counter, overseas department, and international financial business branch (OBU) employees preparing for the Junior Foreign Exchange Personnel Professional Competency Test (Foreign Exchange, Import and Export Foreign Exchange)
* Bank wealth management specialists, wealth management, and branch managers preparing for the Financial Planning Personnel Professional Competency Test (Financial Tools, Financial Planning Practices) – This is often a threshold or bonus condition for vacant financial planning positions and promotions (such as assistant manager).
* Bank, trust, and wealth management professionals preparing for the Senior Citizen Financial Planning Consultant Qualification Test (two separate sections covering relevant laws and regulations for the elderly, retirement trusts, and senior citizen financial products) – Completion of a certification course recognized by the Trust Association is required before registration. For test takers who want to use official past exam questions and question banks for efficient preparation:

Regarding the source of the question bank (official source link):

The questions in this app are publicly available past exam questions and answers, and are not protected by copyright according to Article 9 of the Copyright Act; the AI ​​explanations are original content of this product. We do not use any official question bank publications protected by copyright. The official information and original sources of the test questions for each test are as follows:

* **Sustainable Development Basic Competency Test (Organized by: Taiwan Securities and Futures Market Development Foundation)**
Test Information: https://www.sfi.org.tw/Node?id=270

* **Financial Technology Competency Knowledge Test (Organized by: Taiwan Academy of Banking and Finance)**
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=261

* **Trust Business Professional Test for Trust Industry Personnel (Organized by: Taiwan Academy of Banking and Finance)**
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=041

* **Bank Internal Control and Internal Audit Test (General Finance) (Organized by: Taiwan Academy of Banking and Finance)**
Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=051

* • Bank Internal Control and Internal Audit Test (Consumer Finance) (Organized by: Taiwan Academy of Banking and Finance)

Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=061

• Entry-level Foreign Exchange Personnel Professional Competency Test (Organized by: Taiwan Academy of Banking and Finance)

Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=021

• Financial Planning Personnel Professional Competency Test (Organized by: Taiwan Academy of Banking and Finance)

Test Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=031

• Securities Broker Qualification Test (Organized by: Taiwan Securities and Futures Market Development Foundation)

Test Information: https://www.sfi.org.tw/Node?id=217

• Securities Firm Senior Salesperson Qualification Examination (Organized by: Taiwan Securities and Futures Market Development Foundation)

Exam Information: https://www.sfi.org.tw/Node?id=216

• Futures Firm Salesperson Qualification Examination (Organized by: Taiwan Securities and Futures Market Development Foundation)

Exam Information: https://www.sfi.org.tw/Node?id=217

• Investment Trust and Consulting Salesperson Qualification Examination (Organized by: Taiwan Securities and Futures Market Development Foundation)

Exam Information: https://www.sfi.org.tw/Node?id=216

• Senior Financial Planning Consultant Qualification Examination (Organized by: Taiwan Academy of Banking and Finance, commissioned by the Taiwan Trust Industry Association)

Exam Information: https://www.tabf.org.tw/LicenseExamList.aspx?ExamCode=291

Disclaimer: This is a privately developed learning aid. This app is not affiliated with, sponsored, authorized, or endorsed by, any of the test organizers or government agencies mentioned above, and does not represent any government agency. Registration methods, exam schedules, and official information are subject to the announcements on the official websites of the organizers.


Fee Information: All questions are free to use. AI-powered explanations are provided daily with a free limit; watching rewarded ads unlocks 24 hours of full-chapter explanations. Upgrading to "Zhenghaoguo Pro" (one-time purchase) permanently removes ads, provides unlimited AI explanations, prioritizes high-frequency questions, and includes mock exam weakness analysis.


For securities brokers, senior securities brokers, futures brokers, investment trust consultants, sustainable development test takers, fintech professionals, trust industry personnel, bank internal control and internal audit personnel, entry-level foreign exchange personnel, financial planners, and senior financial planning consultants, use Zhenghaoguo to practice the question bank, view explanations, and practice mock exams for more efficient exam preparation.