Bumschlag

Bumschlag helps you manage your monthly budget using the envelope method: split your salary across envelopes (rent, groceries, extras, holidays...) so you always know exactly how much you have left to spend, with no surprises at the end of the month.

ENVELOPE BUDGETING
• Enter your monthly salary
• Create custom envelopes (name, colour, spending cap)
• See at a glance how much is allocated, spent, and remaining in each envelope

AUTOMATION
• Automatic transfers: move part of your salary into your envelopes every month, on a fixed date
• Automatic direct debits: track recurring bills (subscriptions, invoices) and their impact on your budget

TRACKING & STATISTICS
• Full transaction history
• Allocation ratio and salary breakdown by envelope
• Income/expense detail for each envelope

YOUR DATA STAYS YOURS
• No data collection, no account required
• All information is stored only on your device
• No ads, no trackers, no third-party analytics
• Export and import your data in one tap to back up or switch devices

CUSTOMISATION
• Light or dark theme
• Available in 13 languages
• Configurable currency

Bumschlag is free, ad-free, and built to stay simple: your budget, clearly organised, without unnecessary complexity.