Ví Bảo An - Vay Nhanh Online

Bao An Wallet
1. Title
Bao An Wallet – Online Loan Support, Financial Proactiveness
2. Application Introduction
Bao An Wallet is an online loan support application for users in Vietnam. With a convenient registration process, clear loan information, and appropriate security measures, the application helps you find a financial solution that suits your needs.
When you need to cover living expenses, handle unexpected expenses, or balance short-term funds, you can submit your application, track the approval progress, and manage your loan right on your phone, making it more convenient to arrange spending and payments.

3. Benefits of Bao An Wallet
Online Registration
You can complete the registration steps, provide information, verify your profile, and manage your loan online without collateral or visiting a branch. Simply follow the instructions on the application to complete your application and submit your request for approval.
Loan Limit Based on Your Profile
Your loan limit is determined based on your profile information and credit assessment results. Once your application is approved, you can choose a loan amount within the granted limit. Your on-time payment history may be considered in subsequent applications.
Agreement-Based Payments
The loan can be repaid in agreed-upon installments, allowing you to plan your spending to match your income. The number of installments, due dates, and amounts for each installment are clearly stated in the loan agreement.
Clear Loan Information
Before confirming the contract, you can review the loan amount, interest rate, payment schedule, and related terms. Service fee is 0 VND; there are no hidden fees beyond what is disclosed in the contract.
4. Loan Information
Category Content
Loan Limit From 1,000,000 to 60,000,000 VND
Loan Term From 91 to 365 days
Annual Interest Rate (APR) Not exceeding 20%/year. Actual interest rate depends on credit assessment results.
Service Fee 0 VND, no hidden fees
Payment Method Payment according to the schedule stipulated in the contract, maximum 12 installments
5. Example of Loan Costs
Example, with a loan of 10,000,000 VND for 180 days and an interest rate of 20%/year:
Estimated interest: 10,000,000 × 20% ÷ 365 × 180 ≈ 986,301 VND.
Total amount to be paid: 10,000,000 + 986,301 ≈ 10,986,301 VND.

The above example is for reference only. The actual loan amount, interest rate, and payment obligations will be determined based on the appraisal results and the approved loan agreement. Please read the contract carefully before confirming.

6. Application Requirements
To apply, you need to meet the following basic conditions:
Be a Vietnamese citizen aged 18 or older;

Have a valid Citizen Identification Card/National Identity Card;

Use a phone number registered in your name;

Have a bank account in your name;

Have a stable income to support the application evaluation.

7. Security and Privacy
Ví Bảo An uses HTTPS connections and necessary encryption measures to protect data during transmission and storage.

We respect user privacy and process personal information in accordance with current regulations in Vietnam. Data is only shared with the appropriate consent of the customer or at the legal request of a competent authority.
Ví Bảo An aims to provide transparent, secure services that comply with relevant regulations.

8. Contact Information
Operating Unit: Minh Phat Technology Co., Ltd.
Address: 677 P. Thanh Trung, Trau Quy, Gia Lam, Hanoi, Vietnam
Email support: [email protected]
Hotline: +84 326947422
Support Hours: Monday to Saturday, 08:00 to 18:30