PayMate: Offline UPI Payments

With PayMate, everyone can use banking facilities WITHOUT INTERNET CONNECTION.
Now no need to worry about slow internet connectivity.

Easy and simple interface of PayMate allows anyone to learn and start using offline banking facilities quickly.

You can use any bank account linked to your phone number. Payment is sent and received instantly. No Wallet, No adding money. All transactions are processed directly from your bank account. PayMate works only with your SIM card and all transactions are secured with your UPI PIN.

Works without Internet – Uses voice connectivity
No additional charges while roaming.
Works across all GSM service providers and mobile handsets
Round the clock availability to customers (24x7)
No need to install any other application on mobile handset to use the service

All you need is -

1. Your mobile number linked with your bank account- contact your bank to link the mobile number
2. The mobile number registered with bank account should be present in the same device as the PayMate application
3. Money in you account, of course :)

What all can PayMate do?
- All banks in one app.
- Register using any of your bank account
- Check balance in a click
- Pay instantly to friends, relatives, shop keepers on their mobile number
- Send money with a simple 4 or 6-digit PIN
- Request money from other users from mobile number or UPI ID(VPA)
- View and approve pending payment requests
- View past transactions (up to 5 transactions)

Send Money – Easily and Instantly
- Send money to any BHIM user via mobile number
- Send money to any UPI user via UPI ID (VPA – Virtual Payment Address)
- Send Money using Account Number + IFSC Code to any Bank
- Per transaction limit is Rs 5000

Check Balance
- Check your account balance in a click

Request Money
- Request money from any BHIM user using Mobile number
- Request money from any UPI user via UPI ID (VPA)

Pending Request
- You will see a pending payment request option in PayMate app
- Check, approve and make payments for the pending requests

Other Functionalities
- Change your default bank account linked with PayMate
- Link new bank account with PayMate
- Reset/Change UPI PIN
- View past transactions
- View your profile details

All banks supporting UPI are available on PayMate

PayMate works on existing functionality of USSD based BHIM UPI services and provides a better interface to users. Your network provider might charge you for USSD services for each transaction.
This service is currently available with GSM service providers only.
It is not supported by CDMA/LTE technology service providers.

EACH AND EVERY PROCESS OF SETTING UP AND USING THE SERVICES CAN BE DONE WITHOUT THE INTERNET

So, just register your bank account, setup the UPI PIN and GET, SET, PAY OFFLINE.