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About Unity Bank: Savings, FD & UPI

Simplify banking with Unity Bank’s mobile app—your gateway to savings accounts, FDs, secure UPI payments, and digital banking services.

Whether you're opening a savings account, booking an FD, or making UPI payments, Unity Bank’s mobile banking app puts the power of modern finance in your hands. Enjoy the convenience of a 100% digital onboarding process, smooth transactions, and access to a range of features—all from your smartphone.

Key Features
1. Open Savings Account in Minutes
Become a Unity Bank customer in just 3 minutes with our net banking app:
• Instant account creation via Video KYC
• Access mini-statements and detailed account history
• Secure money transfers with NEFT, RTGS, and IMPS
• No physical paperwork required—completely digital onboarding

2. Fixed Deposits (FD) & Recurring Deposits (RD)
Grow your wealth securely with Unity Bank's FD and RD options:
• Attractive interest rates and flexible tenures
• Plan better with our FD and RD calculators
• Premature withdrawal facility available

3. UPI Payments & Collections
Do more with UPI—now built right into the Unity Bank app:
• Pay via UPI ID, Scan QR, or transfer to Account + IFSC
• Send or request money instantly
• Set up one-time or recurring autopay mandates
• Customize UPI ID, generate dynamic/static QR codes
• Raise and track UPI disputes
• Block or report users as spam

4. Effortless Money Transfers
Send and receive money quickly and securely:
• Fund transfers through IMPS, NEFT, and RTGS
• No need to register payees in advance
• One-stop digital banking app for all transactions

5. Manage Payees and Cheque Book Requests
• Add or delete payees anytime
• Request cheque books in just 3 taps—no branch visit needed

6. Secure Account Management
Stay in control of your bank profile with our mobile banking app:
• Add nominees within the app
• Check real-time balance and request account statements

7. Safe and Secure Banking
Enjoy peace of mind with our multi-level security features:
• End-to-end encryption ensures your data stays protected
• Multiple login options—Password, Biometric, or Easy PIN
• Unity Bank never shares your personal data with third parties

Why Choose Unity Bank App?
• Open digital savings accounts in just minutes using Video KYC
• Book FDs and RDs anytime with attractive interest rates
• Experience smooth UPI payments and transfers via a secure mobile banking app
• Enjoy full-service banking from one convenient digital banking app

Get Started in Minutes
Required Documents:
1. Aadhaar Card (Aadhaar number will be required)
2. PAN Card (Physical/original card)
3. Signature (To be signed on a blank white paper and uploaded during VKYC)

Ways to Log In:
• Password
• Biometric login
• Easy PIN

Permissions Required:
• Location – To access your approximate location
• Camera – To upload your signature and profile photo
• Phone – To help connect with customer support
• SMS – To complete device verification

Your Data is Secure
We use advanced encryption and industry-standard security protocols to ensure your data remains safe. Your trust and privacy are our top priorities.
Start your digital banking journey with Unity Bank today.

Download the Unity Bank mobile banking app and manage savings, deposits, and UPI payments with confidence and ease.

📧 Need help? Contact us at [email protected]
📞 Call 1800 209 1122

Address:
Unity Small Finance Bank Limited, 13th Floor, 1302/ B Wing, Rupa Renaissance, D-33 MIDC Rd, TTC Industrial Area, Turbhe, Navi-Mumbai, Maharashtra – 400705

What’s new

Version 118.0.0 · Updated August 26, 2026

Bug fixes and performance improvements for a smoother experience

User reviews

Ruchika Jain
Ruchika Jain
it's working fine।
Maxwell Herbal Industries
Maxwell Herbal Industries
nice
02_Aditya rao
02_Aditya rao
bad working
ajit kale
ajit kale
good
Bishwajit Roy
Bishwajit Roy
very good
Debasish Mal
Debasish Mal
good

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