Ledger Life

Ledger Life is an educational, single-player life-economy simulator about personal finance, work, and everyday trade-offs.

In the current playable First Paycheck scenario, you start with $500 and experience 12 weeks of early independent life. Choose among three job paths, plan weekly cash flow, cover rent, food, and transport, respond to a surprise bill, and balance income with energy and stress.

Clear money trails show how each choice changes your balance and future options. Replay completed runs to review your personal score, decision history, counterfactuals, timing insights, and run comparisons.

Choose from four authored starting perspectives: middle-class American woman, middle-class American man, middle-class Indian woman, or middle-class Indian man.

The current release is a complete playable 12-week bridge for the 18–20 “Independent Start” age band. Additional age-based levels and deeper systems such as credit, investing, housing, education, care, business, and retirement are planned and are not represented as currently playable.

Ledger Life is designed for teens and young adults as a learning-focused game. There are no live prices, financial accounts, or real-money transactions in the game. Progress is stored locally, and internet access is not required for runtime.