PinjamKu-Pinjaman Aman

About PinjamKu-Pinjaman Aman

PinjamKu has collaborated with a number of well-known P2P institutions to provide diversification of loan amounts and financial product recommendations. As a service platform that connects users and financial institutions, PinjamKu intelligently matches financial products that suit your needs. The loan approval outcome is ultimately determined by the cooperative institution, and everything depends on the actual approval outcome. Thank you for your trust and support in PinjamKu!

PinjamKu product features:
1. Fast approval: Using advanced technology to provide instant application and fast approval, users can get loan results in a short time.
2. Flexible credit limits: Based on user needs and credit status, various loan limit options are provided to meet different funding needs.
3. Transparent rates: All fees and interest rates are clear and clear, with no hidden fees, ensuring users' right to know during the borrowing process.
4. Security: Adopt high standard data encryption and information protection measures to ensure the security of users' personal information.

To apply for a loan, you must meet the following conditions:
1. Age 18 years and over (minors cannot apply for a loan).
2. Good credit record.
3. Have a stable source of income.
4. Have a valid ID.

The process for applying for PinjamKu is as follows:
1. Register an account: Visit the PinjamKu website or application, fill in basic information, and create a personal account.
2. Fill in the application form: After logging in to the account, select the loan product and fill in the loan application form in detail, including personal information, loan amount and purpose, etc.
3. Submit information: Upload required identity documents, income certificates and other relevant materials for credit evaluation.
4. Credit evaluation: PinjamKu will immediately review the information submitted to evaluate the user's credit status and payment ability.
5. Approval results: After the review is complete, the user will receive the loan approval results, usually notified within a short time.
6. Disbursement of funds: Once the contract is signed, the loan amount will be immediately disbursed to the account designated by the user via bank transfer or other payment methods.
7. Payment management: Users can check payment plans through the platform, pay on time, and maintain a good credit record.

Details of financial loan products collaborated with PinjamKu:
Loan term: 91 days to 365 days.
Loan amount: IDR 1,200,000 to IDR 50,000,000.
Maximum interest rate: 18%/year (~0.05%/day).
There are no additional fees.
PinjamKu provides diversified financial products. The recommended financial products are all within the above range. The actual form of financial product must receive actual approval.

Example of loan calculation:
For example, the loan amount is IDR 10,000,000 and the term is 180 days (6 months), annual interest is 15% (0.04%/day), no other commission is required, and the approved principal is IDR 10,000,000:
Daily interest = 1,000,000 x 0.04% = IDR 400
Monthly interest = 400 x 30 = IDR 12,000
Monthly installments=1,000,000/6+12,000= IDR 178,666.67
Amount of interest = 400 x180 = IDR 72,000
Repayment required at maturity = 1,000,000 + 72,000 = IDR 1,072,000


Contact us:
Email or customer service in the APP: [email protected]
Working hours: Monday to Saturday 08.00-18.00
Address: JI Jenderal Sudirman No 3267 Front of SMAN 3, Desa/Keturahan Twenty llir Tiga, Kec. llir Timur Satu, Palembang City, South Sumatra Province