Ghar Kharch: Expense & Udhar

Where did all the money go this month? Ghar Kharch Diary answers it - in 5 seconds a day.

Note every kharch - milk, sabzi, petrol, recharge, school fees - with big buttons and simple English. At month end you see exactly where your money went. No login, no internet needed, your records stay on your phone.

DAILY KHARCH
• Add an expense in seconds: type the amount, tap a category, done
• 16 ready categories (Grocery, Vegetables & Fruits, Milk, Petrol & Travel, Bills & Recharge, Rent, Medicine, School, Gifts & Festivals, EMI...) + make your own
• Cash, UPI or Card - see how you paid
• Quick-add buttons for the categories you use most
• Add yesterday's or any older kharch with the date chips
• Day-wise list with daily totals, tap any entry to edit or delete

MONTHLY BUDGET
• Set one monthly budget and watch the bar - orange at 80%, red when you cross it
• "₹2,600 left for 11 days" - plan the rest of the month

REPORT
• Category-wise spending with % bars - tap a category to see its entries
• Compare with last month (▲ / ▼ %) and see your daily average
• Last 6 months chart
• Share a neat PDF report or a WhatsApp text summary
• Export everything to a CSV spreadsheet file

UDHAR - LEND & BORROW
• Gave ₹500 to a friend? Took ₹2,000 from a relative? Note it with "I gave" / "I got"
• See "You will get" and "You will give" totals and each person's balance
• Set a "Remind me on" date - get a notification that day
• Send a polite WhatsApp reminder in one tap
• Settle up in one tap - full history with running balance

MONTHLY BILLS
• Rent, electricity, gas cylinder, mobile recharge, WiFi, school fees, EMI...
• See what is due, due today or overdue this month
• Get a reminder 2 days before the due date
• "Mark paid" adds it to your kharch automatically

GENTLE REMINDERS
• At most one reminder a day, never at night: today's kharch, bill due dates, udhar reminders, budget alerts and your month-end summary
• Turn it off any time in Settings

YOUR RECORDS, YOUR PHONE
• Works fully offline - no account, no server
• Backup to a file and restore it on a new phone
• Big text and simple screens - easy for elders too

Free app with ads. Made in India.