住宅ローン金利 返済額シミュレーション

Mortgage interest rate simulation is a convenient calculation tool for those considering purchasing a home. You can create a repayment plan in preparation for the risk of future interest rate increases.

[Main features]

✓ Easy operation - Just enter the loan amount and repayment period

✓ List display by interest rate - Automatic calculation in 0.5% increments from 0% to 5%

✓ Easy-to-read design - Intuitive UI using material design

✓ Real-time calculation - Results are displayed as you enter

✓ Offline support - Can be used without an internet connection

[Preparing for interest rate increases]

We are currently in an era of historically low interest rates, but it is important to prepare for the possibility of interest rate increases in the future. With this app:

• Check repayment amounts up to 5% from the current interest rate

• Instantly understand the change in repayment amount if interest rates rise by 1%

• Supports the creation of a flexible repayment plan

[Recommended for]

• Those considering purchasing a home

• Those considering borrowing with a variable interest rate

• Those worried about the risk of future interest rate increases

• Those who want to compare repayment amounts at multiple interest rates

• Those considering refinancing

• Those working in the real estate industry

• Financial planners

[How to use]

1. Enter the loan amount in 10,000 yen

2. Enter the repayment period in years

3. The monthly repayment amount for each interest rate is automatically displayed

[Features]

You can see at a glance how much the monthly repayment amount will change if the interest rate changes by just 0.5%. Since a mortgage is a long-term repayment, even a small difference in interest rates can have a large impact on the total repayment amount.

Especially when choosing a variable interest rate, it is important to simulate in advance whether you will be able to repay comfortably even if interest rates rise in the future. This app allows you to easily compare multiple conditions, including scenarios of rising interest rates.

The app has a simple, easy-to-use interface and displays only the necessary information in an easy-to-understand manner. No knowledge of complex financial calculations is required.

*This app provides reference values ​​only. Please check with your financial institution when signing an actual loan contract.