MyFinances: Spend & Save

About MyFinances: Spend & Save

MisFinanzas is a personal finance app for tracking receipts, income, debts, and savings goals, all in one place, without spreadsheets or scattered notes.
📷 Automatic receipt recognition
When you take a photo of a receipt, the app automatically detects the amount, merchant, category, and date. These details can be manually corrected if needed.
🧾 QR code reading for CFDI invoices (SAT)
The app can read the QR code on receipts with an electronic invoice from Mexico’s SAT (tax authority) and automatically fill in the data. This feature is free.
💰 Income, debt, and savings goal tracking
The app allows you to record income (salary, freelance work, sales, and more), track debts and installment payments with reminders before due dates, and create savings goals with progress tracking.
🗣️ Natural language queries
Users can ask questions such as “How much did I spend on gas this month?” or “What’s my net worth?” and get an instant answer based on their recorded data.
📊 Financial summary
The app shows spending by category and by month, allows exporting receipts as CSV or PDF, and generates an annual report grouped by category.
🔔 Reminders
The app sends alerts when the day’s receipts haven’t been uploaded, when a savings goal is reached, or when a debt’s due date is approaching.
📴 Offline functionality
Receipts can be recorded without an internet connection and sync automatically once connectivity is restored.
🌎 Languages and appearance
The app is available in Spanish, English, French, German, and Portuguese, with light, dark, or automatic mode.
Features included in MisFinanzas Pro (one-time purchase, no subscription):
• Ad-free.
• Spending trend charts.
• Search filters by merchant, category, payment method, and date.
• Customizable category and merchant catalog.
• Automatic tracking of recurring transactions (rent, payroll, subscriptions).
• Category budgets with alerts when approaching or exceeding the limit.
• Warranty or return deadline reminders.
• Month-over-month spending comparison.
• Home screen widget showing monthly spending.
• Full ZIP backup (receipts and photos) compatible with Google Drive, OneDrive, Dropbox, or any storage service.
• Configurable daily reminder at the user’s preferred time.
• QR code reading for links and text, in addition to CFDI codes (which remain free).
User data is stored securely, and only the user has access to it.