PointsVault

PointsVault is a privacy-first smart portfolio tracker for US credit card rewards, airline miles, hotel loyalty programs, and car rental elite statuses.

KEY FEATURES:
• Real-Time Portfolio Valuation: Track the dynamic cash value of your reward points across Chase UR, Amex MR, Capital One, Citi TYP, Bilt, and major airline/hotel programs with customizable CPP rates.
• Chase 5/24 & Bank Rule Radar: Automatically monitor your 5/24 status, cooldown countdowns, and bank-specific application rules (2/90, 1/48, etc.).
• MSR Spending Tracker: Never miss a sign-up bonus deadline with active progress bars and statement CSV parsing.
• Monthly & Annual Perks Checklist: Track recurring dining credits, airline incidental fees, and hotel credits with smart renewal reminders.
• Free Night Certificates (FNC) & Companion Pass: Monitor expiration dates and qualifying progress.
• Two-Player (P1 / P2) Collaboration: Seamlessly manage multi-player household portfolios with instant player filtering.
• 100% Privacy & Local-First: Your financial data never leaves your device. No bank login credentials required.