MoneySplit SMS Expense Tracker

About MoneySplit SMS Expense Tracker

MoneySplit is a private, offline expense tracker built for real daily life.



The official MoneySplit app helps you capture expenses from financial SMS and statement imports, organizing them into clear budgets, reminders, and insights without losing control of your private data.



Why MoneySplit stands out

• Privacy-first: Financial records stay on your device.

• Offline-first: Core tracking and planning work without internet.

• No forced sign-ups: Start instantly. Ad-free premium available.

• Practical speed, zero clutter.



Smart Scan & Statement Import

• Financial SMS parsing: Auto-detect transactions from SMS alerts.

• PDF statement import: Import bank statements (optional password support).

• Scan modes: Manual, background, bulk, and date-range historical imports.

• Clean entry: Review queues, duplicate prevention, and transfer detection.

• Smart matching: Better account logic for cleaner imports.



Track all money flows

• Accounts: Track bank, credit card, cash, and wallets to view your true net worth.

• Subscription Manager: Uncover hidden subscriptions, track streaming, and monitor auto-renewals.

• Bill & Loan Organizer: Manage household bills, subscriptions, and loans in one place.

• Chronological Timeline: View upcoming dues so you never miss a payment.

• Flexible transactions: Split categories, edit metadata, and use fast tagging.

• Credit cards: See statement timing, due dates, and payment status.



Budgets built for real behavior

• Paycheck-aligned budgets: Match your actual pay cycle instead of just calendar months.

• Monthly & custom: For routine, project, or event-based spending.

• Precision planning: Category-level allocation and exclusions.

• Health indicators: Surface financial risks before you overspend.

• Digest summaries: Stay informed without manual reporting.



Insights & decision support

• Visual analytics: Spending trends and category breakdowns.

• Clear dashboards: Connect activity, budgets, and upcoming liabilities.



Security & day-to-day control

• Biometric lock: Secure your ledger with fingerprint, face, or PIN.

• Home Screen Widgets: Quick actions, budgets, and due dates right on your home screen.

• Smart reminders: Quiet-hour aware behavior reduces noise.



Backup, restore, and export

• Local backup: True private continuity.

• Google Drive backup: Optional cloud restore.

• Export: Excel (CSV) & PDF for reporting and reconciliation.



Who MoneySplit is for

• Users wanting an offline expense tracker with strict privacy.

• Those preferring automatic SMS/PDF capture over manual entry.

• Anyone balancing budgets, bills, subscriptions, and loans.

• Spreadsheet switchers who still want data export and control.



MoneySplit combines expense tracking, budget planning, bill reminders, subscription tracking, and loan follow-through. Whether you search for MoneySplit, Money Split, or money split, we help you reduce financial stress through clarity.



Take control with MoneySplit and build a finance system you can sustain.