PlataNexo Crédito

PlataNexo Crédito offers online personal loan products for Chile. Each user can access terms tailored to their profile. After downloading the app, you can submit your loan application.

Product Parameters:

Loan Amount: CLP $500,000 to CLP $3,000,000

Repayment Term: 91 to 360 days

Maximum Daily Rate: 0.09%

Maximum Annual Percentage Rate (APR): 32.85%

Additional Fees: CLP $0 (No hidden costs)

Example Calculation

Loan Amount: CLP $1,000,000

Term Selected: 91 days

Daily Interest: CLP $900 (CLP $1,000,000 × 0.09%)

Total Interest for the Period: CLP $81,900 (CLP $900 × 91 days)

Fees or Other Charges: CLP $0

Total Amount Due at Maturity: CLP $1,081,900

Maximum APR/TAE: 32.85%

Summary of Requirements:

Must be 18 years of age or older

Valid Chilean ID

Local phone number and personal bank account

Must have a stable source of income

No guarantors or collateral are required. The entire process, from completing the application to receiving the funds, is done via your phone. The platform's digital account has no administration fees and no hidden commissions. The system quickly provides the evaluation result; the final result depends on the applicant's profile.

Maintain a good payment history; paying on time may increase your credit limit. Multiple payment options and a simple application process are available.

The platform uses security technologies to protect your privacy and financial data. It features an in-app help center and 24/7 support. You can contact customer service directly through the app.