Zaytoon

Zaytoon is a revolutionary financial solution to build digital financial identities in Iraq building a behavior based credit scoring system to enable financial potential for everyone.

HOW IT WORKS
1 – Apply for approval using Zaytoon app under 10 minutes.
2 – Pick up phone from one of our partner shops.
3 – Activate phone with remote lock functionality enabled.
4 – Pay installments on time.
5 – Unlock phone after full payment.

WHO CAN APPLY
1 - Any resident citizen of Iraq and 18+ years old with biometric ID issued 2016 onwards.
2 – Android phone version 13+ with NFC enabled.
3 – Letter of employment issued in the past 3 months.
4 – Valid Iraqi mobile number.
5 – Consent to provide information and permissions required by Zaytoon app.

Available smartphones:
Samsung Galaxy A54 5G
Color Awesome Black
Screen size 6.5”
Battery 5000 mAh
Memory 128GB
Main Camera 64 MP

SMARTPHONE FINANCING TERMS:
• Credit limit amounts: up to 1,000,000 IQD ( according to available products)
• Upfront Payment : 30% of purchase value
• Installment Payment: 70% of purchase value paid in 7 equal monthly payments

• Example financing terms:
Samsung Galaxy A54 full price - 650,000 IQD
Upfront payment - 195,000 IQD (30%)
Monthly payments 7x - 65,000 IQD (70%)

• IQD 650,000 (full price amount) = IQD 195,000 (upfront payment) + 7x 65,000 IQD (montly instalment)

Purchase value will include all financing costs for the smartphone and no additional costs shall apply.

Detailed Financing Terms of Use is available here:
https://www.zaytoon.iq/tou


Privacy and Permissions: Zaytoon App makes getting a new smartphone by using the data on your phone including your SMS history to verify your identity and create a credit score used for providing smartphone financing. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your personally identifiable information with third parties.

CONTACT US

We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at [email protected]

Visit our website: zaytoon.iq