CréditoLuz-Préstamo Sencillo

You can apply for and manage the new credit card and our fast and convenient personal loan service through our app and receive money in less than 10 minutes, without collateral or paperwork!

Loan details
-Credit limit: From 1,000 to 5,000 soles
-Duration: 91 to 270 days
-Interest: 0.05% per day (Annual percentage rate up to 18.25%)
-Commission: 8% ~18% of the total loan
-IGV: 18% of the Commission and Interest
-CAT:270%-450%

For example:
Loan amount of S/1,000, loan details are:
Amount: S/1,000
Duration: 180 days
Interest: S/90 (1,000*0.05%*180=90)
Commission: S/80 (1,000*8%=80)
VAT: (90+80)*18%=S/30.6
The total refund amount above is S/1000+S/90+S/80+S/30.6=S/1200.6. You only need to pay S/200.1 each month. Corresponding CAT value: 89.95%.

Requirements
The age must be over 18 years old.
Have a valid ID.
Have a bank account.

How we are different
- CréditoLuz offers flexible loan products for our clients.
- We listen to you, our client.

Contact us
Opening hours: 09:00-18:00
Email: [email protected]
Address: México 619, Trujillo 13008, Peru