SplitSmart: Bill Splitter App

Need to split bills with friends without account registrations, mandatory logins, or cloud sync? SplitSmart is a clean, local expense manager that runs entirely on your device. Group finances stay organized, private, and fully contained on your phone.

Local bill splitting tools
SplitSmart is built for speed. Add shared expenses in seconds and let the built-in debt simplification engine optimize your balances automatically.
- 5 split methods: equal, exact amounts, custom percentages, shares, or random selection
- Multi-currency support for 170+ currencies, with rates cached for offline use
- Debt simplification calculates the minimum transfers needed to settle group balances
- Simple member and group management with contact matching

Built for every shared expense
- Roommate ledger for rent, utilities, groceries, and subscriptions
- Travel tracker for trips, road trips, and camping — works fully offline
- Restaurant and event bill splitting
- Couples and family budgeting with clear balance summaries

Exports and insights
- PDF, CSV, and clipboard export, with no limits
- Visual charts for spending and group balances
- Payment status tracking from pending to settled

Privacy by design
- No cloud storage — your data never leaves your device
- No signup or login required
- No background tracking or ad profiling

Organize group costs, split bills fairly, and keep your data private. Try SplitSmart for your next trip, dinner, or shared household.