SoXara

SoXara is a digital wallet for everyday money — in Liberia today, across Africa next. Hold USD, hold local currency, send to anyone by phone number, pay merchants by scanning a code, and let the AI assistant do the rest — in the app or right on WhatsApp.

What you can do

• Open a USD wallet and a local-currency wallet in seconds — your phone number is all you need
• Send money to anyone by their phone number, instant and free
• Pay merchants by scanning a code at the till, online, or by sending a link
• Cash in and cash out through MTN and Orange Mobile Money
• Pay your bills — electricity, water, airtime, data bundles
• Buy gift cards from your favourite local merchants
• Subscribe to merchant memberships that give you a perk every month
• Top up by card from anywhere in the world — perfect for family abroad

The Soxara assistant

Type a question, get an answer. Type a request, get it done. The assistant works in the app or right inside WhatsApp — same conversation either way. Ask for your balance, send a payment, look up a transaction, pay a bill — all by sending one message.

Built for the way money actually moves

• Sign in with your phone number — no password to forget
• PIN authorization on every payment, so only you can move your money
• Transparent fees — free to send to other Soxara users, 1% to pay merchants
• Real-time fraud monitoring on every transaction
• Your wallet works 24/7

Privacy and trust

• KYC-verified accounts per local financial law
• Bank-grade encryption on every connection
• Your transaction history is yours to review or delete at soxara.com/data-deletion

Get started

Download the app, enter your phone number, get a verification code, and you're in.

Starting in Liberia. Built for Africa. Bringer of Light.