CashWhisper: Budget Expense AI

About CashWhisper: Budget Expense AI

CashWhisper is the AI expense tracker and budget app that turns chat into money tracking. Type "$15 coffee" or "$45 dinner with friends" and the AI instantly categorizes it, saves it, and updates your budget. No forms. No dropdowns. No bank login.

YOUR MONEY ON YOUR DEVICE
Unlike most expense tracker apps, CashWhisper keeps your expenses on your phone. No bank connection. No account. No CashWhisper cloud.

HOW IT WORKS
Open the app and type your expense in plain English. Try "20 groceries" or "paid 50 for electricity" and the AI understands the amount, category, and date automatically. Confirm with one tap and you're done. It feels like texting a friend who keeps track of your money.

CHAT-BASED EXPENSE TRACKER
Type the way you'd say it. CashWhisper is a chat expense tracker that understands how people talk about money. Faster than forms. Smarter than spreadsheets. No dropdowns to fight.

SMART DASHBOARD & SPENDING TRACKER
See where your money goes at a glance. A colorful donut chart breaks down spending by category. Track spending against your monthly budget. Compare months. Spot patterns before they become problems.

BUDGETS THAT KEEP YOU ON TRACK
Set monthly budgets for any category — food, transport, entertainment, subscriptions. Visual progress bars show how much you've spent and how much is left. Get alerts when you're close to your limit.

DAILY, WEEKLY, MONTHLY VIEWS
Use CashWhisper as a daily expense tracker, weekly review, or monthly expense tracker — the chat input handles every kind of expense, and the dashboard splits it cleanly by day, week, and month.

ADVANCED STATISTICS (PRO)
Dive deeper with weekly spending analysis, a calendar heatmap showing daily spending patterns, 6-month trend charts, and average spend by day of the week. Understand your habits. Make smarter financial decisions.

PRIVATE BY DESIGN
No bank login. No signup. CashWhisper is the private expense tracker built for people who don't want a finance app reading their banking credentials. If you delete the app, your data is gone — completely.

FREQUENTLY ASKED QUESTIONS

Is CashWhisper a no-bank expense tracker?
Yes. CashWhisper never connects to any bank or financial institution. You log expenses through chat, keeping your banking credentials safe.

Do I need an account?
No. CashWhisper works without registration or login. Download and start tracking in seconds.

Is my data private?
Your expenses are stored on your phone and there's no account. To read an expense, the text you type goes to Google's Gemini AI through our server. The app also sends usage stats and crash reports to Firebase (Google); you can turn usage stats off in Settings.

Does it work offline?
The AI categorization needs internet. Saved expenses, budgets, and statistics work fully offline.

Can I export my data?
Yes. PRO users can export every transaction to CSV.

What languages does it support?
CashWhisper is fully available in English and Spanish. The AI understands expenses in both.

How much does PRO cost?
CashWhisper is free with generous limits (20 transactions/month, 3 budgets). PRO unlocks unlimited transactions, unlimited budgets, advanced statistics, and CSV export for $2.99/month, $19.99/year, or a one-time $49.99 Lifetime purchase.

Is there a free trial?
Yes. The yearly plan comes with a free trial for eligible new subscribers; its length is shown before you confirm.

FEATURES AT A GLANCE
• Chat-based AI expense tracker with auto-categorization
• Dashboard with donut chart and spending trends
• Category budgets with progress tracking and over-budget alerts
• Daily, weekly, and monthly expense tracker views
• Achievement badges to build the habit
• Dark mode
• CSV export (PRO)
• Calendar heatmap and advanced statistics (PRO)
• No ads, no account, no bank connection
• Available in English and Spanish

Download CashWhisper today — the AI budget app that turns chat into smarter spending.