IOU

IOU is a simple, fast, and completely private debt and expense tracker designed to help you keep seamless records of money you’ve lent to or borrowed from friends, family, and colleagues.

Whether you're splitting a dinner bill, keeping track of shared group expenses, or tracking personal IOUs, IOU helps you stay organized without complicated accounting tools or intrusive tracking.

Key Features:

100% Private & Offline: All your data remains strictly on your device. No cloud accounts, no external servers, and no internet connection required.

Track Lends & Borrows: Easily record who owes you money and who you owe, complete with amounts and notes.

Clear Balances: See your overall net balance at a glance or drill down into individual contacts to settle up.

Clean & Simple Design: Fast entry so you can log a transaction in seconds and get on with your day.

Keep your personal finances clear, avoid awkward money conversations, and maintain full control over your privacy with IOU.