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About SmartMoneyIA: Gestione Finanze

SmartMoneyIA – Manage Expenses, Budgets, Cards, Piggy Banks, Debts, and Goals, alone or with a partner.

SmartMoneyIA is the ideal app for managing expenses, budgeting, and achieving savings goals simply and intelligently.

Perfect for managing personal or couple finances, SmartMoneyIA helps you understand where you spend your money, organize your finances, and improve your financial habits.

With the support of artificial intelligence, the app analyzes your spending and helps you make more informed decisions.

💰 Expense Management

Track all your daily expenses easily and intuitively.

With SmartMoneyIA, you can:

* Quickly record expenses and income
* Organize expenses by category
* Monitor your monthly budget
* Check your financial progress
* View where you spend your money

💳 Account and Card Management

Manage your accounts, cards, and cash in one place. Check the balances of your different payment methods and choose which account or card to use for your transactions.

🔄 Recurring Payments

Manage periodic payments like Netflix, subscriptions, bills, rent, insurance, and other recurring expenses. Receive notifications when a payment is approaching, so you don't forget your upcoming payments.

💸 Debt and Installments

Track debts, loans, and installments. Monitor the total amount, paid and remaining installments, upcoming due dates, and how much you owe.

🐷 Piggy Banks

Create dedicated piggy banks to set aside money for vacations, major purchases, emergencies, or future projects. Easily track the growth of your savings.

🎯 Savings Goals

Create personalized goals, set your goals, and track your progress over time. Whether it's a trip, a purchase, or a personal project, having a goal makes saving easier.

❤️ Couple Finances

Manage your finances together. Share expenses, organize your family budget, and plan joint goals and savings.

🤖 Intelligent Spending Analysis

Artificial intelligence analyzes your financial habits to help you understand how you spend your money.

It can help you:

* Identify where you overspend
* Analyze your main spending categories
* Find potential savings
* Improve budget management
* Receive personalized suggestions

📊 All your finances under control

View dashboards, statistics, and reports for a complete overview of your expenses, income, balances, budget, savings, debts, installments, and recurring payments.

🔒 Privacy and Security

The security and privacy of your data are a priority. Your data is protected and managed with confidentiality in mind.

🚀 Start managing your money better

Download SmartMoneyIA and discover a simpler and smarter way to manage expenses, control your budget, organize accounts and cards, track debts and recurring payments, build your savings, and reach your financial goals.

What’s new

Version 2.0.0 · Updated August 27, 2026

v. 2.0.0 🎉 Nuova gestione completa di conti, carte e contanti Nuova sezione Salvadanaio e Risparmi Gestione di debiti, prestiti, finanziamenti e rate Movimenti ricorrenti per entrate e spese Dashboard mensile con storico e navigazione tra i mesi Nuova sezione Bilancio con grafici e analisi finanziarie Miglioramenti alla gestione dei budget Nuova gestione finanziaria dedicata alla modalità Coppia Nuovi report finanziari e analisi AI Analisi delle spese e consigli personalizzati per risparmiare

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