Smart Finance

As a platform, Smart Finance is a partner of WINSOME FINANCE PVT LTD. WINSOME FINANCE PVT LTD is an NBFC registered and regulated by the Reserve Bank of India (RBI).

Smart Finance was founded to meet the financial needs of users and solve their financial difficulties. As a partner of NBFC, our services are compliant and safe.

Who can apply
Indian residents
20-55 years old with stable income
Hold Aadhaar card, PAN card and active bank account

Loan features
Amount: ₹3,000 - ₹85,000
Term: Very flexible, 120 days to 365 days
Maximum annual percentage rate (APR): 24%
Processing fee: 1% of loan amount

Here is how the loan is calculated
Suppose your loan amount is ₹30,000, the loan term is 121 days, and the daily interest rate is 0.05%, then the specific fees are calculated as follows
Processing fee: ₹300=₹30,000*1%
Processing fee GST: ₹54=₹300*18%
Interest: ₹1,815=₹30,000*0.05%*121
Total repayment amount: ₹32,169=₹30,000+₹300+₹54+₹1,815

How to use Smart Finance
1. Download and install Smart Finance
2. Register
3. Submit loan application
4. Wait for review

Advantages of Smart Finance
Completely paperless online process
Transparent and clear fees
Absolutely secure information

How to contact us
No matter what questions you have, you are welcome to contact us at any time
Email: [email protected]