Owe Less: Loan Calculator

Know exactly what a loan will cost before you sign.

Owe Less shows your monthly payment the moment you type. No "calculate" button, no sign-up, no clutter. Use it for car loans, personal loans, student loans, home loans and mortgages.

WHAT YOU GET
• Monthly payment, total interest and your payoff date, updated as you type
• A clear principal-vs-interest breakdown
• Extra payment planner: see how much sooner you'll be debt-free and how much interest you'll save
• Year-by-year amortization schedule
• Compare two loan offers side by side and see which one really costs less
• Works in US dollars, pounds, euros, Canadian and Australian dollars and Indian rupees
• Clean, fast and works offline

PRIVATE BY DESIGN
Your numbers never leave your phone. No account needed.

Owe Less gives estimates for fixed-rate loans. Your lender's final offer may differ.