DebtSyn: Debt & IOU Tracker

Money between friends should be clear, not awkward. DebtSyn helps you track money lent and borrowed, split group expenses, and remind friends politely—without ads.

TRACK SHARED DEBTS
• Add an amount, due date, note, category and optional receipt photos
• Both people follow the same record from request and acceptance to payment confirmation
• See currency-specific balances, history and clear debt analytics

SPLIT GROUP EXPENSES
• Create groups for trips, dinners, shared rent or everyday costs
• Add expenses for selected members and let DebtSyn calculate who should pay whom
• Settle with fewer transfers or convert a balance into a tracked debt

FRIENDLY REMINDERS
• Send a polite nudge without starting an awkward conversation
• Get due-date and status notifications so important repayments are not forgotten
• Block or report unwanted interactions and manage blocked users in the app

VIETQR FOR VND
• Save bank details and generate a VietQR code for the exact repayment amount
• The payer completes the transfer in their own banking app
• DebtSyn never holds, routes, processes or automatically verifies money

PRIVATE TOOLS AND USEFUL DETAILS
• Personal Ledger keeps private records only on your device
• Connect with friends by QR code, invite link, exact ID or optional contact matching
• Trust Score makes on-time repayment history easier to understand
• Export CSV files and share clear receipts
• Choose from 16 currencies and 12 interface languages
• Start quickly as a guest, then optionally link Google for supported cloud recovery

OPTIONAL PREMIUM
Core features are free. DebtSyn Premium removes limits on friends, groups and Personal Ledger entries; adds more photos and daily nudges; unlocks partner exports; and removes receipt watermarks. Monthly, quarterly and yearly plans are available through Google Play.

Some shared features require an internet connection and another DebtSyn user. Personal Ledger entries remain on this device and are not included in cloud recovery.

Privacy Policy: https://sinta.ltd/privacy-policy
Terms of Service: https://sinta.ltd/terms-of-service