Simple Préstamo: Efectivo Loan

About Simple Préstamo: Efectivo Loan

🌸Simple Préstamo is a personal loan platform for mobile users in Mexico. 7*24 Fully online to meet the financial needs of customers.

🥇Why choose our loan services

🥇1. The process is simple: Registration and application are usually completed within minutes.
🥇2. Quick Approval: Credit rating and review completed in 3 minutes, no manual operation required
🥇3. Low threshold: You can apply using your Mexican citizenship document, such as INE/IFE
🥇4. Information Security: Your information will be encrypted for transmission and deleted immediately after the assessment is completed. You can cancel the account when you no longer need the loan
🥇5. Flexible interest rate and fee: Based on evaluation of personal information, the fee can be up to 20,000 MXN
🥇6. Payment is available 24/7 and your account is received quickly.
🥇7. Personal Credit Loans, Leading Unsecured Small Loan Service Provider

📝About financing loans:
Loan amount: We offer loans between $500 and $20,000. The actual amount approved will be determined through a rigorous appraisal process and is subject to the appraisal results.
Loan term: Loan terms are flexible and range from 120 to 360 days.
Interest rate details: The daily interest rate is capped at 0.056%, which corresponds to a maximum annualized percentage rate (APR) of 20.16%.
Transaction fees: We offer you a loan service without obligation and without transaction fees.
Below is an example of how the loan is calculated:
Let's say you apply for a loan of $20,000 and choose a term of 120 days. In this case, the actual amount in your hand is the requested $20,000. The total interest is calculated as 20,000 x 0.056% x 120 = $1,344, so the total amount to be repaid is the sum of the principal and interest on the loan, that is, 20,000 + 1,344 = $21,344.

🎁What is needed to request a loan?
-Be over 18 years old
-Be Mexican and reside in Mexico
-Have a debit account for one year (in your name)
-IFE/INE in force
-Download the application.

🎁Payment methods:
• You can make your payment in OXXO stores using the reference number that appears in your application.
• Through electronic transfer from your mobile banking. You will always find your credit payment information available in the application.

🔒Privacy:
Simple Préstamos protects the information of all our users, without your permission, we never disclose information to strangers.

🕘Contact us:
Working hours: Monday to Friday 9:00~18:00
Email: [email protected]