South Central Bank Home Loans

About South Central Bank Home Loans

South Central Bank, Inc. wants to make the process of getting a home loan as easy as possible. Say “Hello” to our My Mortgage Mobile App! This tool was developed to simplify the home lending process whether you are a first-time homebuyer, current homeowner looking to refinance, or a real estate agent who wants to speed up the process for your clients, the My Mortgage app provides the following benefits.
Key Features:
• Mobile Mortgage Loan Application that works on any device – PC, mobile, or tablet – or combination of both. The app will guide you smoothly through the application process.
•Loan Status Visibility and Notifications: Get real-time access to your loan in process;
•Document Scanning: Scan in required documents on your phone and securely upload them directly into our loan origination system to speed up the loan approval and underwriting process;
•Multi-Platform Flexibility: The mobile app also works seamlessly with the online application system and dashboard, allowing you to access from whatever device you prefer -- phone/tablet or PC. This flexibility makes it possible to jump back and forth from one to the other, picking up right where you left off.

Other Features:
•Compare different lending scenarios to help determine which product best fits your needs;
•Calculate the possible savings (or cost) of refinancing your mortgage;
Determine if homeownership is an affordable option based on your current income and expenses.