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About Alace News

Alace News is the management app for the Alace tontine. Organize, track, and run all your community savings group activities from your phone.

🗓 CYCLES & SESSIONS
Plan your cycles, create sessions, designate beneficiaries and the host for each meeting. Browse the full history of past cycles.

✅ CONTRIBUTIONS & COLLATION FEES
Record tontine contributions and collation payments per member. See who has paid, who is late, and any pending sanctions.

💰 ASSOCIATION TREASURY
Track the estimated balance in real time: received contributions, emergency fund, collective savings, active loans, and expenses. Admins manage expenses and support events (wedding, bereavement…).

🤝 EMERGENCY FUND
Create support events, track contributions, and apply expenses directly from the app. Each member checks their personal balance in their profile.

🏦 MUTUAL LOANS
Grant loans funded by members' savings. Interest (5%/month) is redistributed: 60% to contributors, 40% to the treasury. Track monthly schedules and record repayments.

🔔 SMART NOTIFICATIONS
Automatic reminders 7 days before each session and on the day itself, with the amounts due — even without internet.

📋 DIRECTORY & PDF EXPORT
Access the member directory and generate PDF reports: individual statements, session summaries, treasury reports.

🔒 SECURE
Sign in with email or phone. Each account is validated by the admin. Data hosted on Firebase with role-based access.