About KreditXpense
A personal expense tracking and bookkeeping application designed to help users manually record and manage daily financial transactions for personal reference and organization.
KreditXpense does NOT access or read:
SMS Messages
UPI Data
Bank Accounts
Credit / Debit Card Details
OTP Messages
Any Financial Institution Data
Does NOT connect to any banking systems.
Works only as a manual bookkeeping tool — users record their own transaction details.
No sensitive financial information is collected at this stage of development.
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