Siam Digital Lending

About Siam Digital Lending

Discover financial freedom with SiamDL's Unsecured Personal Loans – your key to meeting all your needs hassle-free.

Key details include:

Minimum and maximum period for repayment: 3 to 30 Months

Maximum Annual Percentage Rate (APR): 25%

Example total cost of a loan, including principal and all applicable fees:


Example of Interest Rate Calculation

- Date of Approval: March 15th

- Approved Loan Amount: 100,000 Baht

- Monthly Installment Due Date: The 15th of every month

- Number of Installments: 12

- Monthly Installment Amount: 9,504.42 Baht

- Customer's Interest Rate: 25% per annum

Interest is calculated based on the number of days for each installment, starting from the due date of the previous installment to the due date (except for the first installment, where interest is calculated from the 5th day after loan approval). The interest calculation is as follows: (100,000 x 25% x 31) / 365 = 2,123.29 Baht.

Given an approved loan amount of 100,000 Baht, the customer may see a monthly installment of 9,504.42 Baht over 12 months.

More case scenarios:

Case of Paying on Schedule:

Paying 9,504.42 Baht on the 15th of April (Due on the 15th of April)

Principal Amount: 7,381.13 Baht

Interest: 2,123.29 Baht

Remaining Principal: 100,000 - 7,381.13 = 92,618.87 Baht


Case of Early Payment:

Paying 9,504.42 Baht on the 15th of April (Paid on the 13th of April)

Principal Amount: 7,518.12 Baht

Interest: 1,986.30 Baht

Remaining Principal: 100,000 - 7,680.96 = 92,481.88 Baht



Case of Late Payment:

Paying 9,504.42 Baht on the 15th of April (Paid on the 17th of April)

Principal Amount: 7,381.13 Baht

Interest: 2,123.29 Baht

Remaining Principal: 100,000 - 7,381.13 = 92,618.87 Baht



Interest for the 2-day overdue amount (will be calculated in the next billing cycle): 136.98 Baht



We have a strong privacy policy that comprehensively discloses the access, collection, use, and sharing of personal and sensitive user data, subject to restrictions, with details to be found at the link here: siamdl.co.th/en/privacy-policy



Say goodbye to the complexities of traditional banks. At SiamDL, we provide approvals of up to 5 times your average monthly income or a maximum of 200,000 Baht, all without the need for additional security. Tailor your repayment plan with flexibility, spanning up to 30 months.



Here's why SiamDL stands out:

Swift and Seamless Process: Receive instant cash loans with approval results in just 15 minutes.

Comprehensive Online Services: Enjoy a fully digital experience, from application and fund disbursement to balance checking, bill payments, and installment scheduling.

Security and Compliance: Rest easy knowing your transactions are legally compliant under the supervision of the Bank of Thailand. We prioritize the security of your data, adhering to the Personal Data Protection Act.



Transparent Terms: Avail yourself of our transparent services with a regular interest rate of up to 25%. Benefit from debt burden counseling as part of our commitment to your financial well-being.



Accessible to All:

Even with a modest income, our loans start from 12,000 Baht and beyond, making financial assistance within reach for everyone.

Interest Rates and Repayment Terms for SiamDL Personal Loans:

Credit Limit: Up to 5 times your average monthly income, not exceeding 200,000 Baht.

Interest Rate: A maximum of 25% per annum, calculated on a reducing balance (Effective Rate).

Daily Interest Calculation: Compliant with the calendar year and set within the limits established by the Bank of Thailand.



Terms and conditions apply as specified by the company.

SiamDL – Your Partner in Financial Empowerment!