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About Crédit immo – Accord-Credit.fr

Accord-Credit.fr helps you prepare and obtain your mortgage: mortgage simulation, borrowing capacity, debt consolidation, mortgage insurance comparison, free review of your application, and online tracking from your phone.

MORTGAGE SIMULATION
Simulate your mortgage in seconds: monthly payments, term, interest rate, and total cost. Change a parameter, compare the results, and keep a history of all your simulations.

22 FREE LOAN SIMULATORS
• Mortgage simulator and monthly payment calculator
• Borrowing capacity (how much to borrow) and debt-to-income ratio
• Notary fees
• Amortization schedule
• APR (Annual Percentage Rate)
• Zero-interest loan (PTZ)
• Debt consolidation and loan smoothing
• Stepped loan, fixed or variable rate
• Buy or rent?

• Rental investment: Pinel law, LMNP (furnished rental property), Censi-Bouvard
• Home savings plan, home savings account, savings simulator
• Mortgage cost, property value, project simulator

DEBT CONSOLIDATION AND LOAN REFINANCING
Simulate debt consolidation or loan smoothing, then request a free debt consolidation study.

LOAN INSURANCE
Compare loan insurance policies with a clear comparison tool and request a study to lower the cost of your loan insurance.

FREE PROJECT ASSESSMENT
Request a free study in just a few clicks: mortgage, debt consolidation, business loan, or loan insurance.

TRACKING YOUR LOAN APPLICATION
• Your financing application in your personal account
• Send your supporting documents from your phone
• Your documents always at your fingertips
• Your loan and borrower insurance comparisons

RATES AND SUPPORT
• Mortgage rate barometer
• Clara, the app's assistant, answers your questions
• Contact form to reach an advisor

WHICH PROJECTS?

• Purchase of a primary or secondary residence
• First-time purchase with a zero-interest loan (PTZ)
• Rental investment and tax optimization
• Mortgage renegotiation and refinancing
• Changing loan insurance
• Business loan

FREQUENTLY ASKED QUESTIONS
How do I run a mortgage simulation? Open the simulator, enter the amount, the rate, and the term: the monthly payment will be displayed.
How much can I borrow? The borrowing capacity calculation is based on your income and expenses.

Is debt consolidation right for me? The debt consolidation simulator compares your current rate with the new rate.

PROFESSIONAL AREA
Network members manage their files, calendar, contracts, and invoicing in the professional area.

Mortgage, loan simulation, home loan, debt consolidation, loan refinancing, mortgage insurance, mortgage rates, zero-interest loan: prepare your purchase or renegotiate your loan with Accord-Credit.fr.

Business and Privacy Policy: https://www.accord-credit.fr/dossiers/mentions-legales.html

What’s new

Version 1.8.3 · Updated October 29, 2026

Corrections et améliorations.