Rupicard - FD Credit Card

Welcome to the world of Rupicard!
Rupicard is India’s #1 FD credit card that is helping millions of Indians build their credit score. How can you get your Rupicard credit card? It’s a one-step process. Just book an FD (Fixed Deposit) with our RBI-approved banking partner SBM Bank, and that’s it! And, of course, you earn up to 7% interest on your FD too.

Rupicard app is your dedicated, feature-rich and secure mobile app that puts you in complete control of your Rupicard FD credit card. From gaining full access to your credit card and Fixed Deposit (FD) to tracking your spends, this powerful app has been designed to make your life easier.

Why Rupicard?
Rupicard is an FD credit card, meaning it is a credit card with the benefits of an FD. Here’s why you should choose Rupicard FD Credit Card over other credit cards:
✅100% assured approval 👍🏻We promise we will never reject you
✅ Up to 7% FD interest rate*
✅ No credit score checks
✅ No joining fees
✅ No income proof
✅ Increase your credit limit
✅ 45-Day free credit period
✅ Instant cash withdrawal

Why do I have to book an FD to get Rupicard?
If you're someone who is facing challenges in getting a traditional credit card because of no income proof or low CIBIL score, Rupicard’s FD credit card is a great option for you. Your Fixed Deposit (FD) acts as collateral security. You get 90% of your total FD amount as credit limit.

One of the best advantages of having a FD-based credit card is that your FD continues to earn interest. So, not only can you use your Fixed Deposit for spending, but you can also earn interest on it at the same time! Plus, it's a safe investment choice.
The second big advantage is that it is a great credit score builder, which not only helps you build your credit score but also helps you improve it.

Is my FD safe with Rupicard?
✅ Your FD amount is totally safe and secure with our banking partner SBM (State Bank of Mauritius) regulated by the RBI.
✅ Your FD, up to Rs 5 Lakh, is insured by Deposit Insurance and Credit Guarantee Corporation (DICGC) which is a wholly-owned subsidiary of the RBI.

What is the minimum FD amount with Rupicard?
The eligible FD amount to get Rupicard FD Credit Card starts as low as Rs. 5,000.

How can I build my credit score by using Rupicard?
People with no credit score (due to no past credit history) or a low credit score (due to poor credit repayment history) find it difficult to get approved for credit cards.

With Rupicard’s FD credit card, you can start building and fixing your credit score. Payment history is one of the most crucial factors that holds around 35% weightage on the calculation of your credit score. Hence, as you start paying your Rupicard credit card dues on time every month, your credit score will gradually increase.

About Rupicard FD Credit Card:
Rupicard’s FD Credit Card is brought to you in partnership with State Bank of Mauritius (SBM), an RBI-approved bank. The interest rates of your FD will be determined as per your credit profile and our risk assessment. You must be over 18 years of age and an Indian resident to be eligible for RupiCard. The approval is based on the bureau and internal credit guidelines.

Required App Permission -
We read SMS to ascertain the creditworthiness and default behaviour, if any.

Contact us
📞 Phone number: 080-69819393
📩 Email: [email protected]

You can always connect with us via WhatsApp and Instagram for any queries. You can find the WhatsApp chat option on the top right of the app’s home page.