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About UdhaarSaathi (InstaVyapaar)

UdhaarSaathi(Formerly InstaVyapaar): Daily Working Capital for Kirana & Small Shop Owners

UdhaarSaathi(Formerly InstaVyapaar) is a merchant finance app designed to support kirana shop owners and small merchants who need funds & working capital loans for daily business operations. Whether you need money to buy stock in the morning, pay suppliers, or manage daily expenses, our merchant funding app helps keep your shop running smoothly.

Agar aapko roz ke business ke liye paise ki zarurat padti hai, UdhaarSaathi(Formerly InstaVyapaar) aapke liye ek simple aur practical solution hai.

This small merchant funding is designed for daily business use and can be repaid after completing your day’s sales. Whether you run a salon, grocery shop, pharmacy, or fashion retail store, our online merchant lending app helps meet your short-term financial needs without complicated procedures.

Simple idea hai: Small working capital loan lo, din bhar business karo, aur din khatam hone par repayment karo.

Why Small Merchants Choose UdhaarSaathi(Formerly InstaVyapaar)

UdhaarSaathi(Formerly InstaVyapaar) is built to match how small businesses operate every day, offering flexible merchant loans that support regular shop activities. The platform provides short-term merchant funding options that help maintain steady business operations without long waiting periods
Key benefits include:

✅ Small working capital loans from ₹25,000 to ₹250000
✅ Fast approvals
✅ Daily EDI loan repayment facility
✅ Simple and transparent process
✅ Designed specifically for small businesses

Daily Working Capital Loan Supporting Merchants for Everyday Business Needs

Every kirana store, hardware shop, electronics store, or medical shop requires daily cash to manage business operations. Sometimes stock runs out, suppliers request advance payments, or customer demand suddenly increases, making extra funds necessary.
Aise time par UdhaarSaathi(Formerly InstaVyapaar) chhote merchants ko quick working capital deta hai taaki unka business kabhi ruk na jaye.

Working Capital Loans from ₹25,000 to ₹250000 for Small Merchants

UdhaarSaathi(Formerly InstaVyapaar) is a merchant funding app created specifically for shop owners who serve customers every day and rely on regular cash flow.

Simple Eligibility for Small Shop Owners

Eligibility for UdhaarSaathi(Formerly InstaVyapaar) merchant loans is based on your business activity and regular operations. If your shop runs consistently and accepts digital payments, you may qualify for small working capital loans through a straightforward application process.
You may be eligible if:

→ You run an active small business
→ Your shop accepts QR or UPI payments
→ Your daily sales are regular
→ Your business is operational

Earn First, Then Repay: Simple Daily Repayment Plans

Traditional loans usually require fixed monthly EMIs, which may not match the daily earning pattern of a small business. UdhaarSaathi(Formerly InstaVyapaar) offers a repayment system that allows merchants to repay after completing their daily sales cycle, making it easier to manage cash flow. The process is simple:

✅ Take a working capital loan for your business needs
✅ Run your shop and generate sales
✅ Repay at the end of the day

Isse aapka business smoothly chalta rehta hai bina extra financial pressure ke.

Apni dukaan ko roz smoothly chalane ke liye aaj hi UdhaarSaathi(Formerly InstaVyapaar) download karein.

If you need reliable financial support for your everyday business needs, then our merchant funding app offers a simple and practical solution.

Download UdhaarSaathi(InstaVyapaar) Aaj Hi Aur Apna Small Business Roz Smoothly Chalao!

🏦 Our RBI-Registered Lending Partners
- Innofin Solutions Private Limited
website - https://www.innofin.in/

What’s new

Version 1.1.6 · Updated September 28, 2026

UI Improvements and Bug Fixes

User reviews

Kalai Vaanan
Kalai Vaanan
wonderful app very nice and beautiful application very easy to apply
Abdul Raheman
Abdul Raheman
like
Shahwej Alam
Shahwej Alam
good
Sachin Cheke
Sachin Cheke
good
Dilkush “Dilkush saini” Saini
Dilkush “Dilkush saini” Saini
aacha laga
Vinod Chaudhry
Vinod Chaudhry
very nice

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Looking for apps like UdhaarSaathi (InstaVyapaar)? Here are 5 similar Android apps on Google Play. The highest rated is YNAB (4.6/5), and all 5 are free to download.

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