Rocklex Mkopo

About Rocklex Mkopo

Rocklex Mkopo is a simple and secure digital lending app. Apply for a loan, receive funds by mobile money, and manage your repayments from your phone.

LOAN TERMS
• Repayment period: minimum 90 days, maximum 180 days, repaid in monthly installments.
• Interest: 4% flat for the whole loan term (not per month).
• Processing fee: 2% of the loan amount.
• Maximum Annual Percentage Rate (APR): 25%.
• Early repayment is allowed at any time at no extra charge.
• No fee is ever charged before your loan is disbursed. There are no hidden fees.

OUR LOAN PRODUCTS
• Rock Haraka: TZS 60,000 over 90 days. Total to repay TZS 63,600.
• Rock Boostfund: TZS 200,000 over 180 days. Total to repay TZS 212,000.

REPRESENTATIVE EXAMPLE
You borrow TZS 60,000 for 90 days (Rock Haraka):
• Interest (4% flat): TZS 2,400
• Processing fee (2%): TZS 1,200
• Total to repay: TZS 63,600, in 3 monthly installments of TZS 21,200
• Total cost of the loan: TZS 3,600
• APR: approximately 24%

WHAT YOU CAN DO
• Apply for a loan in minutes with a quick, guided application
• Complete identity verification (KYC) by uploading your documents securely
• Receive approved loans directly to your mobile money account
• Track your loan balance, due dates, and full repayment history
• Repay easily through mobile money
• Get SMS and in-app reminders before each payment is due
• View your loan statement at any time

WHO CAN APPLY
• Residents of Tanzania aged 18 or older
• Valid NIDA or national ID
• An active M-Pesa, Airtel Money, Tigo Pesa or Halopesa account
• A verifiable source of income

SECURE BY DESIGN
Your information is protected with encryption in transit and secure storage. We use your data only to provide and service your loans, prevent fraud, and meet legal requirements. You can delete your account at any time in the app (Profile > Account > Delete Account) or at https://rocklexmkopo.co.tz/delete-account.

BUILT FOR YOU
• Available in English and Swahili
• Clean, easy-to-use interface
• Fast and reliable

Lender: Rocklex Mkopo Ltd, Tanzania.
Contact: +255 622 279 075, [email protected]

By using Rocklex Mkopo you agree to our Terms of Service and Privacy Policy, available at https://rocklexmkopo.co.tz.