Ready Money

About Ready Money

🚀 YOUR INSTANT LOAN SOLUTION IN GHANA

Ready Money is a trusted digital lending platform designed for Ghanaians, delivering fast loan approvals directly to your mobile wallet. Our easy-to-use app makes borrowing simple and convenient - no paperwork, no long waits.

Key Advantages:
• 100% Online Application - Complete the process anytime, anywhere
• Quick Approval - Receive decisions in minutes
• Instant Disbursement - Funds sent directly to your mobile money
• Customizable Terms - Repayment plans that suit your situation
• Secure & Reliable - Your financial safety is our priority

Whether for emergencies, business needs or personal goals, Ready Money provides the financial support you need, when you need it most. Experience hassle-free borrowing today!

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🔍 WHO CAN APPLY

✔ Age above 18 years
✔ Citizens of Ghana
✔ With a regular source of income

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💎 PRODUCT FEATURES

• Loan Amount: 1,000 GHS - 5,000 GHS
• Loan Term: 92 - 200 days
• Annual Interest Rate (APR): 12% - 26%

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📝 LOAN EXAMPLES

【Example 1】
• Loan Amount: GHS 1,000
• Term: 92 days
• APR: 12%

Calculation:
- Daily interest rate = 12% / 365 = 0.033%
- Interest for 92 days = GHS 1,000 × 0.033% × 92 = GHS 30.36
- Origination fee = GHS 1,000 × 0.05 = GHS 50
- Total repayment = GHS 1,000 + GHS 30.36 + GHS 50 = GHS 1,080.36

【Example 2】
• Loan Amount: GHS 5,000
• Term: 180 days
• APR: 26%

Calculation:
- Daily interest rate = 26% / 365 = 0.071%
- Interest for 180 days = GHS 5,000 × 0.071% × 180 = GHS 639
- Origination fee = GHS 5,000 × 0.05 = GHS 250
- Total repayment = GHS 5,000 + GHS 639 + GHS 250 = GHS 5,889

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📩 CONTACT US

Customer Service Email: [email protected]