NexLoan – EMI Calculator

# Loan EMI Calculator – Calculate, Compare & Track Loans

Plan your loans with confidence using **Loan EMI Calculator** – a simple, powerful and completely offline loan management app. Calculate monthly EMIs, compare loan offers, explore repayment schedules, plan prepayments and track your existing loans, all in one place.

No sign-up. No login. No internet required.

## Calculate Your EMI in Seconds

Calculate your monthly loan payments by entering the loan amount, interest rate and repayment tenure. Adjust values using sliders or + and − buttons to instantly see:

- Monthly EMI
- Total interest payable
- Total repayment amount

Choose from Home Loan, Car Loan, Personal Loan or Education Loan, with sensible default interest rates to get started.

## Understand Your Loan Better

Get a clear picture of how your loan repayments work.

- **EMI Breakdown:** Visualize principal and interest payments with easy-to-understand charts.
- **Amortization Schedule:** View your repayment details month by month and year by year.
- **Yearly Breakdown:** Track your outstanding balance as it decreases over time.

## Plan Your Loan Prepayments

Find out how extra payments can reduce your loan burden.

- Calculate savings from additional monthly payments.
- See how much interest you can save.
- Find out how many months earlier you can close your loan.
- Record part-payments against saved loans.

## Compare Loans Side by Side

Not sure which loan offer is better? Compare two or three loans at once.

- Compare different interest rates and repayment tenures.
- Compare monthly EMIs and total interest.
- See the overall repayment cost.
- Compare saved loans and view individual repayment schedules.

## Save and Manage Your Loans

Keep all your loan details organized in one place.

- Save calculations and access them anytime.
- Track outstanding loan balances.
- Mark EMIs as paid.
- Record repayments and part-payments.
- Set reminders before upcoming EMI due dates.

## Export and Share Your Loan Details

Take your loan information wherever you need it.

- Export repayment schedules as PDF.
- Download loan details in Excel (.xlsx) or CSV.
- Select multiple saved loans and export them together.

## Personalize Your Experience

Make the app work the way you prefer.

- **Multiple Currencies:** INR, USD, EUR, GBP, CAD, AUD, SGD and AED.
- **Number Formats:** Indian (1,00,000) and International (100,000).
- **Date Formats:** Choose your preferred date format.
- **Themes:** Switch between Light and Dark modes.
- **Backup & Restore:** Keep a backup of your saved loan information.

## Your Privacy Matters

Your financial information stays on your device.

- No account or registration required.
- No login required.
- Works completely offline.
- No server or cloud dependency.
- Loan information is stored locally on your device.

**Plan smarter. Compare better. Manage your loans with confidence.**

*Disclaimer: EMI calculations are estimates for financial planning purposes. Actual repayment amounts may vary depending on lender-specific fees, rounding methods, interest rate changes and other applicable charges.*