MonoFlow

MonoFlow is a personal finance app. Manage accounts, categories, and transactions in one place — simple, clear, and without unnecessary complexity.

KEY FEATURES

• Accounts — cash, cards, savings, debts, and loans
• Income and expense categories with handy analytics
• Transactions — income, expenses, transfers between accounts
• Financial overview — summary of balances and cash flow
• Investments — track bonds, stocks, and other assets
• Auto-payments and income allocation (Premium)
• Cloud backup to Google Drive (Premium)
• MonoFlow AI assistant — answers about your finances, voice input and read-aloud (Premium)

FREE VERSION

Basic tracking is free: accounts, categories, transactions, and settings. No sign-up required — data stays on your device.

PREMIUM

A subscription removes Free limits and unlocks advanced features: loan accounts with schedules, investments, overview, unique colors, AI assistant, and cloud backup. Purchase and management via Google Play.

PRIVACY

Data is stored locally on your device. Subscriptions are handled by Google Play and RevenueCat. The AI assistant sends requests to Google Gemini only when you use it.

Support: [email protected]
Privacy policy: https://mrtsarikaev.github.io/monoflow-privacy/privacy/