Valto

Valto is a personal finance app that works entirely on your phone. No account,
no server, no sync. Your financial data is encrypted on your device and never
leaves it.

WHAT YOU CAN DO
- Track income, expenses and transfers between your accounts
- Organise your money across wallets: mobile money, bank, cash
- Set a monthly budget per category and follow it as the month goes
- See where your money actually goes, with monthly reports and charts
- Set up recurring transactions for rent, subscriptions and salary
- Export everything to CSV or PDF, whenever you want

BUILT FOR PRIVACY
Most finance apps ask you to connect your bank and trust their servers. Valto
does the opposite. There is no sign-up, no cloud, no analytics on your transactions. The database is encrypted at rest, and you can lock the app with
a PIN or biometrics.

Because nothing is uploaded, Valto works with no connection at all.

MADE FOR REAL CURRENCIES
Over 150 currencies, with correct decimal handling. XOF and XAF amounts show no decimals, as they should. Number formatting follows your device settings.

Available in English, French, Spanish, Portuguese and Russian.

Your money. Your phone. Nobody else's business.