SavingsBox App

About SavingsBox App

Welcome to SavingsBox, your all-in-one savings, investments, loan, and shopping app! With SavingsBox, you can effortlessly achieve your financial goals while edging against price inflation on food and household items. Say goodbye to traditional savings methods and say hello to a Better Way to Borrow, Invest, and Save

Key Features:

1. Smart Savings Goals: Set personalized savings goals for your dreams - whether it's a dream vacation, college fund, or rainy-day fund. SavingsBox helps you stay on track with our Autobox, Targetbox, Simplebox, and Lockbox savings features and earn up to 15% interest on your funds.

2. Seamless Investments: Ready to grow your money? Explore our vetted hassle-free investment options designed to suit your risk tolerance and financial ambitions.

3. Empowering You with Fast and Fair Loans: SavingsBox provides fast and reliable loan services to help you handle unexpected expenses and financial emergencies: Our specific loan offers are;
SME Loan
Collateral loan
Payday Loan

Loan amounts range between ₦5,000 to ₦50,000,000 for our secured and unsecured loans with repayment periods from 91 days to 12 months.

Loan sample: Loan amount of ₦2,000,000 borrowed for 12 months. Monthly Interest Rate: 2.49%. Total amount payable: ₦2,338,275. APR: 29.88%.

About SavingsBox loans
- If you pay on time, you get lower rates and a longer time to repay on your next loan
- No hidden charges or processing costs, and all loan terms are displayed before commitment.
- Minimum loan repayment period is 3 months
- Maximum loan repayment period is 12 months
- Annual Percentage Rate (APR) from 23%-60%
- Interest ranges from 1.75%- 30%, with an equivalent monthly rate of 1-21%


4. Edged Shopping: Our Jolly plans empowers individuals to protect themselves against food inflation and impulsive spending. We offer a unique savings solution where you can lock your savings specifically for purchasing essential food and household items while they get delivered to your doorstep at no charge.

5. Safe and Secure: Your security is our priority. SavingsBox employs robust bank-level encryption and protection measures to keep your financial information safe. Also, we do not store your card information or personal data. We work with an independent PCIDSS-compliant payment processor to handle all customer card details.

6. Easy Withdrawals: Withdraw directly from your home page, with no hidden button, and no hidden charges.

7. We are always there:
We offer 24/7 support through in-app chat, phone, email, Facebook, Instagram, and Twitter. Whether you need help with set-up or want to talk to an advisor about our product offering, we’re always here to help!


Why Choose SavingsBox?

At SavingsBox, we understand the importance of financial well-being and convenience. Our app empowers you to take control of your finances, reach your savings goals faster, get loans when needed, and enjoy the benefits of smart investments.

Join the Jolly community today and discover a world of financial freedom and rewarding savings!

Download SavingsBox now and start your journey toward a brighter financial future!