Plonq

Plonq makes splitting money with friends simple and fair. Add a shared expense and Plonq works out who owes who, in plain language. When it is time to settle, it shows you exactly how to pay them back. Keep things fair without making friendships weird.

What makes Plonq different:

Settle up in a tap. The moment you pay someone back, Plonq shows their payment handle (PayID, UPI, PayPal or Venmo) and a copyable reference, so you never leave the app to work out how to pay.

Balances in plain words. Rows read "You owe Sam" or "Priya owes you", colour coded so you always know where you stand.

Nice to use. Twelve accent colours, light and dark themes, and a clean, glanceable home.

Your splitting, wrapped. A shareable monthly recap of what you split, your biggest expense and your top category.

Features:
- Groups for flatmates, trips and the regular crew
- Split equally, by share, by percentage, or item by item
- A net balance hero so you see your whole position at a glance
- Reports that show where your money goes, by category and over time
- Budgets with per category progress
- Friends and one on one balances, independent of any group
- Settle all to clear every balance with a friend in one action