Ratebi: Daily Pay after bills

Salary disappears and you never see where it went. Ratebi subtracts installments, bills, and subscriptions from your salary, then splits what is left across the days until payday. The result is Daily Pay — what you can spend today without breaking next month’s dues.

Built for installment culture across the Gulf, Egypt, Iraq, and the Levant: Tabby, Tamara, phone plans, rent, utilities, subscriptions. Works offline. No account. Your numbers stay on this phone.

What Ratebi does

• Daily Pay: salary minus bills, divided by days until payday
• Spent today: log today’s spending and watch Daily Pay drop
• Bills: installments, invoices, subscriptions, debts — each with a due day
• Month calendar: a map of due dates and payday
• Can I afford this?: price the hit before you commit
• Home-screen widget: Daily Pay without opening the app
• Alerts: payday, due dates, and overdue items
• Arabic and English from Settings
• Export a backup file or share a summary

How to start

1. Enter salary, payday, and currency
2. Add monthly obligations
3. Open Ratebi daily — morning for Daily Pay, evening to log spend

Add the widget: long-press the home screen → Widgets → Ratebi.