FinStalk: Expense Tracker

Stop tracking expenses manually. Let your SMS do the work.

FinStalk is an intelligent, offline-first expense manager designed for the Indian market. It automatically reads your transaction SMS (UPI, Bank, Credit Card) to create a comprehensive financial log without you lifting a finger.

Unlike other apps, we prioritize your privacy. We have no backend server. Your financial data stays 100% on your device and is yours to control.

🚀 KEY FEATURES

1. Automated SMS Tracking
Forget manual data entry. The app parses your transaction SMS in real-time to record expenses and income automatically. It works perfectly with major Indian banks and UPI apps.

2. Smart Auto-Categorization
The app learns from you. If you categorize a "Swiggy" transaction as "Food" once, FinStalk will automatically apply the "Food" category to all future Swiggy transactions.

3. Family & Device Sync (No Internet Required)
Manage your household budget easily. Sync transactions between family members' devices using "Nearby Share" (WiFi/Bluetooth). No cloud server is needed—your data transfers directly from phone to phone.

4. Visual Financial Insights
• Monthly & Yearly Pie Charts: See exactly where your money goes (Food, Travel, Bills, etc.).
• Bar Charts: Compare your monthly Income vs. Expense at a glance.

5. Advanced Account Management
• Merge Accounts: Have multiple SMS sender IDs for one bank (e.g., XX-HDFC, AX-HDFC)? Merge them into a single logical account for cleaner tracking.
• Hide/Delete Accounts: Stop tracking specific accounts or wallets with a single toggle.

6. Event-Based Tracking
Planning a wedding, a trip, or a birthday party? Create a custom "Event" and tag transactions to it. Get a separate report for just that event to see if you stayed within budget.

7. Money Lending & Borrowing
Keep track of money given to friends or family. Assign transactions to specific people (without needing access to your Contacts) and view a running total of "Pending" or "Due" amounts instantly.

8. Data Backup & Export
• Google Drive: Manually backup your encrypted database to your own personal Google Drive.
• Excel Export: Need to do your taxes? Export your data to Excel (.xls) for detailed analysis.

9. Report Unknown Formats
If a specific bank SMS isn't recognized, you can report it directly from the app via Email so we can add support for it in the next update.

🔒 PRIVACY PROMISE
• Offline First: The app works without the internet.
• No Data Collection: We do not collect, sell, or analyze your financial data.
• Local Processing: All SMS parsing happens on your phone.

Take control of your finances today with FinStalk.