বিজ্ঞতা ঋণ-সুবিধাজনক, নিরাপদ

About বিজ্ঞতা ঋণ-সুবিধাজনক, নিরাপদ

Bijanata Debt is a loan and credit platform, which provides fast personal loan application and credit for professionals from different regions of Bangladesh. Various loan products are available on this platform to provide complete credit rating and enhanced credit services to the users. To make the loan application process very simple and complete, the necessary information such as identity card information and personal photo must be provided.



Details of the loan

1. Amount Range: Minimum loan amount is BDT 2,000 and maximum is BDT 60,000 (subject to actual review).

2. Loan interest rate: The maximum annual interest rate is 14%, and the maximum daily loan interest rate is not more than 0.04%.

3. Loan Tenure: Loan tenure ranges from 91 days to 240 days (subject to actual review).

4. Fast Loan Approval: Provide flexible, safe, stable and fast loan services.

5. Secure Loan: Personal information is encrypted throughout the process to protect personal privacy in every way.



Examples of loans

For a loan tenure of 100 days and a loan of BDT 60,000, the fees are as follows:

Daily interest rate: 14% / 365 = 0.04%

Monthly Repayment Amount: 60,000 * 0.04% * 30 + 60,000 / 100 * 30 = BDT 18,720

Total interest charge: 60,000 * 0.04% * 100 = BDT 2,400

Total repayment amount on loan maturity is 60,000 + 2,400 = BDT 62,400



benefits

1. Low currency

2. Stable currency

3. Fast, secure and comprehensive loan approval

4. Payment processing, transaction convenient

5. Easy process



How to apply for a loan?

● Register an account.

● Fill basic information for eligibility check.

● Consent to sign contracts electronically.

● After authorization, funds will be transferred to your account.



You have to fulfill certain conditions when you apply for a wisdom loan

1. Above 18 years

2. Bangladesh Citizenship Certificate

3. Must have stable source of income

4. Must have valid mobile and bank account



If assistance is required, please contact our customer support:

Working hours: Monday to Sunday, 9:00 AM to 6:00 PM

Customer Service Email: [email protected]

Address: 411 Bir Uttam Mir Shawkat Sarak, Dhaka 1208