Provident Fund Estimator

Professional CP Fund & Pension Estimator for Government Employees

Are you a government employee looking for a reliable way to calculate your retirement benefits? The CP Fund Calculator is a specialized, independent financial tool designed to provide accurate estimates of your Contributory Provident (CP) Fund, Gratuity, and LPR Cash based on public government rules and pay scales.

Specifically tailored for employees in Khyber Pakhtunkhwa (KP), this app takes the complexity out of manual calculations by providing a transparent, month-by-month financial breakdown.

Key Features:

Smart CP Fund Logic: Automatically calculates Employee (10%) and Government contributions.

Rules Compliance: Calculates 10% Govt contribution for service before June 7, 2022, and 12% for service on or after June 7, 2022.

Flexible Profit Rates: Choose annual return rates (9% to 22%) to see compound interest effects.

Annual Increments: Built-in logic for increments based on your BPS and appointment date.

Gratuity & LPR Estimation: Track benefit growth and calculate Leave Preparatory to Retirement (LPR) cash.

Professional Reports: Download a detailed history and profit breakdown in CSV (Excel) format.

📢 IMPORTANT INFORMATION & SOURCE OF DATA

1. Source of Government Information: The rules and calculation logic used in this app are strictly based on the "Khyber Pakhtunkhwa Civil Servants (Contributory Provident Fund) Rules, 2022". You can verify these official rules from the Finance Department, Government of Khyber Pakhtunkhwa, via this link: 🔗 https://www.finance.gkp.pk/article/contributory-provident-cp-fund-rules-2022

2. Non-Affiliation Disclaimer: This app is NOT an official app of the Government of Khyber Pakhtunkhwa, the Government of Pakistan, or any government department/agency. This is an independent utility tool developed by Qi Soft. We do not represent any government entity, and our app is not affiliated with, authorized, or endorsed by the government.

3. Accuracy Disclaimer: The results provided by this calculator are estimates for informational and planning purposes only. For final and official figures, please consult your respective department's accounts office or the Accountant General (AG) Office.