Prospa - Business Account
Prospa Finance
Banking, payments & loans.
- Downloads
- 10K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Apr 21
- 2026 · v2.4.2
Screenshots
About Prospa - Business Account
Prospa is a fully CBN licensed and NDIC insured bank for serious businesses. With a Prospa bank account businesses can make payments, access loans, and manage vital business processes, all from a mobile app that’s fast and secure.
Beyond business banking Prospa is a real financial partner. Businesses build credit automatically, just by using their Prospa business account. Every transaction adds to your credibility and makes it easier to qualify for serious business loans, starting from ₦10 million.
Regulated, Trusted, Insured
- Prospa Capital Microfinance Bank
- Licensed by the Central Bank of Nigeria (CBN)
- Deposits insured by the NDIC
- Built on robust infrastructure for faster payments and security
Faster Business Payments
- Send and receive payments instantly
- Make bulk transfers to vendors or payroll teams
- Make seamless bill payments
Business Loans for Growth
- Start from ₦10 million in credit
- Get funding based on your account activity
- Relationship-led credit not just forms and algorithms
- Finance POs, invoices, or operations with flexibility
- interest rates between 2-4% with flexible repayment options
Expense Cards & Spend Control
- Issue virtual and physical cards for team members
- Set spend limits, track usage, and block cards anytime
- Use across online and offline channels securely
Run Operations Like a CFO
- Create sub-accounts for payroll, taxes, savings
- Upload bulk payments for multiple recipients
- Automatically track payables & receivables
Get Real Support, Online or In-Person
- Speak to real people, not just bots
- Visit a Prospa Support Centre in your city
- Get help with issues fast
Perfect for Structured, Growth-Focused Businesses
- SMEs with ₦10 million+ in monthly revenue
- Agencies, consultants, trade businesses, logistics, SaaS
- Founders and business owners ready to grow
Why Prospa Is Different
- Built for real businesses, not just side hustles
- A relationship-first approach to banking
- Fast onboarding and regulatory credibility
- Designed for high-transaction, team-managed businesses
Beyond business banking Prospa is a real financial partner. Businesses build credit automatically, just by using their Prospa business account. Every transaction adds to your credibility and makes it easier to qualify for serious business loans, starting from ₦10 million.
Regulated, Trusted, Insured
- Prospa Capital Microfinance Bank
- Licensed by the Central Bank of Nigeria (CBN)
- Deposits insured by the NDIC
- Built on robust infrastructure for faster payments and security
Faster Business Payments
- Send and receive payments instantly
- Make bulk transfers to vendors or payroll teams
- Make seamless bill payments
Business Loans for Growth
- Start from ₦10 million in credit
- Get funding based on your account activity
- Relationship-led credit not just forms and algorithms
- Finance POs, invoices, or operations with flexibility
- interest rates between 2-4% with flexible repayment options
Expense Cards & Spend Control
- Issue virtual and physical cards for team members
- Set spend limits, track usage, and block cards anytime
- Use across online and offline channels securely
Run Operations Like a CFO
- Create sub-accounts for payroll, taxes, savings
- Upload bulk payments for multiple recipients
- Automatically track payables & receivables
Get Real Support, Online or In-Person
- Speak to real people, not just bots
- Visit a Prospa Support Centre in your city
- Get help with issues fast
Perfect for Structured, Growth-Focused Businesses
- SMEs with ₦10 million+ in monthly revenue
- Agencies, consultants, trade businesses, logistics, SaaS
- Founders and business owners ready to grow
Why Prospa Is Different
- Built for real businesses, not just side hustles
- A relationship-first approach to banking
- Fast onboarding and regulatory credibility
- Designed for high-transaction, team-managed businesses
What’s new
Version 2.4.2 · Updated April 21, 2026
• GBP, USD and EUR accounts are now available • Send global payments to UK, USA, Europe, CNY corridors and more • Exchange multiple currencies seamlessly • New home screen layout for faster navigation
User reviews
The new App is much better than the old App and the new look is sleek. Transactions are much smoother. The only thing is to work on App notifications for incoming transactions.
The app is now working perfectly than ever before,I thought of quiting not to use the account but after the migration to the new app I love it more prospa business account to the moon keep soaring higher.
Prospa really are putting a lot of effort. I see the changes and their service have significantly improved. So I've decided to trust them again. Let's go!
this one is best, compare to the formal one,but it needs to have where one can see all the total balance in the account together
Kudos to they, they're working perfectly fine, now.
Alternatives to Prospa - Business Account
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